Archive results for “January 2011f 2011”

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Debt Update…

Well, I was tempted to skip over this update and hope no one noticed.

Darn my honesty.

We went nowhere on debt this month. Why? Shopping Sprees? New TV’s?

Not so much.

Our extra debt payments went to insulating our home and to pay to my brother’s father-in-law (combined with some manual labor) for some desperately needed furniture.

Perhaps the best part of this equation? We have a nearly new fancy mattress. Now, sure, it would be difficult NOT to impress me. Our previous mattress was more than a dozen years old. But for TWO YEARS, I thought I was an insomniac.

Turns out. I’m not. I just needed a new bed.

I would say I’m losing sleep over this update but for the first time since we bought this house, the temperature in our bedroom is over 55 degrees even though it’s 37 outside and our mattress is zzzzzzzzzzz…

My Debt
• Original Debt: $38,495.86
• Added Debt: $1,781.50
• Total Debt: $40,277.36
• Paid: $ 31,662.16
• Remaining: $8,615.20

Broken Down

• Auto Loan 1: $0
• Credit Card: $0
• Student Loan: $8,615.20
• Auto Loan 2: $0
• Vet Loan: $0

Posted by Beks on January 6, 2011 at 6:00 AM in Debt Updates | 6 Comments »
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Travel Tips…

A reader shared that she is planning on taking a trip to Yellowstone National Park over the summer and asked for advice on how to save money on flights.

Other than recommending obsessively monitoring every online travel search engine (Bing, Travelzoo, Kayak) for months and doing a faux mystical rain dance to evoke the flight sale gods, I’m a bit short on good advice.

I always avoid summer travel since its peak rate season so I’m not much help.

Do any of you know the best way to buy a summer flight?

Posted by Beks on January 4, 2011 at 8:00 AM in General Personal Finance, Life Experiences | 15 Comments »
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Car Registration…

I received my husband’s registration for his truck in the mail yesterday. I noticed it looked a bit naked, the registration had a big empty white space.

Curious, I took a second look and noticed the void was a representation of our new debt free way of living.

Yup, the ‘Lender Information’ section was bare for the first time since we’ve been married. Heck, for the first time EVER.

We paid off his truck in July and seeing that big empty space brought back the same feelings I experienced the day I mailed the final check. I received two reminders since then that my fight with debt is ending. The pink slip made me giggly and the registration nearly made me cry.

Debt has haunted me, but I’m finally starting to clear the ghosts out of the closet.

It’s a wonderful feeling.

Posted by Beks on January 3, 2011 at 5:00 AM in General Personal Finance | 7 Comments »
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