Archive results for “April 2010f 2010”

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Census Spending…

I saw the $2.5 million census ad during the super bowl. I received BOTH census reminder mailers – one before I received the actual census and one after. I’ve seen dozens of commercials and just as many billboards along the freeway and in my community.

According to the Census Director, this flood of advertising will save money (see: http://blogs.census.gov/2010census/2010/02/why-use-advance-letters.html and http://blogs.census.gov/2010census/2010/02/2010-census-ad-campaign-positioned-to-save-taxpayers-millions.html)

I’ve read the reasons and I know how I feel but…

What do you think?

Waste of money? Or saving money?

Posted by Beks on April 5, 2010 at 5:00 AM in General Debt, Life Experiences | 24 Comments »
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Debt Update…

Time for a debt update!

• Original Debt: $38,495.86
• Paid: $21,521.08
• Remaining: $16,974.78

Broken Down
• Auto Loan 1: $0
• Credit Card: $0
• Auto Loan 2: $7,523.61
• Student Loan: $9,451.17

We’re finally more than halfway!!!!!

Posted by Beks on April 2, 2010 at 5:00 AM in Debt Updates | 15 Comments »
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Learning to Barter…

Over the weekend, my husband was reburying some electrical lines because they were dangerously close to the surface when he stumbled across a mysterious concrete pad in the middle of our backyard. Rather than recover the pad with dirt and walk away, he wanted to jackhammer it out.

Heaven forbid a concrete pad dare to exist two inches under the dirt in our yard.

‘Hey hon, I’d like to rent a jackhammer to take out that pad’ he said over dinner on Sunday. He went on to explain that it would be difficult to always try to remember where it was and it would instantly kill his mechanical gardening tools. All I count think was… we don’t have enough long term disability or life insurance.

‘Sweetheart, it’s not in our budget and it’s not a necessity. Could it wait until next year?’ I asked.

He dejectedly nodded yes as if I had taken his ‘man card’.

If there is one thing I’ve discovered since we made the choice to live without debt, it’s this… you will learn to get creative.

Last evening, my husband showed up with a free borrowed jackhammer. He has become a master at bartering. It seems like each time I say no, he seems to figure out a way to make things happen.

What was your best barter? And has your decision to rid yourself of debt made you barter more?

Posted by Beks on April 1, 2010 at 5:00 AM in Ways I Save Money | 13 Comments »
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