Well, we aren’t moving at nearly the pace we were.
The good news?
We’re still moving in the right direction – FORWARD!
We decided to pay less on the truck this month and set aside the cash since we were ahead on payments. I’d rather have a little more cash on hand just in case. In light of the current economy, we’re playing it as safe as possible.
Here’s where we’re at –
Auto Loan 1: $0
Credit Card: $0
Student Loan: $9,680.19
Auto Loan 2: $11,379.87
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About This Site
My Debt
- Original Debt: $38,495.86
- Paid: $27,731.70
- Remaining: $10,764.16
- Broken Down
- Auto Loan 1: $0
- Credit Card: $0 Woo Hoo!
- Student Loan: $9,193.62
- Auto Loan 2: $1,570.54
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Posted: November 17th, 2009 at 9:58 am
Forward, however slowly, is always good
And I think you’re wise to keep cash on hand right now.
I’m also impressed by your positive attitude throughout all this. I think that alone puts you ahead of the game!
Posted: November 17th, 2009 at 10:27 am
Keep moving forward. You can do it!
Posted: November 17th, 2009 at 1:25 pm
As long as you’re moving forward, you should be happy. Actually I realize you are. Keep up the good work.
I agree with Jen that it’s wise to keep cash on hand. Times are tough and it’s certainly an excellent idea to have a couple months worth of expenses safely stashed away.
Posted: November 17th, 2009 at 2:26 pm
I think you’re smart to keep cash in reserve like that. And smart by not plunging into more debt.
John DeFlumeri Jr
Posted: November 18th, 2009 at 11:15 am
Looking good, you;re almost there! You have about the same amount of debt as my husband as I, except our debt is strictly our 2 cars.
Posted: November 18th, 2009 at 12:04 pm
Always a positive attitude – I appreciate that – even if you’re not feeling it 100% of the time. And smart move on the extra cash on hand. We’re suddenly in the same situation you’re in and it helps thinking of your positive attitude. You’ll be fine and we’ll be fine and maybe even better on the flip side.
Posted: November 18th, 2009 at 5:14 pm
Good job. Moving forward, how ever incrementally, is the right direction. You’ll be surprised how soon the student loan melts away.
Posted: November 18th, 2009 at 8:34 pm
Good progress! Moving forward SLOWLY is better than not moving at all-you’re right! Keep up the great work!
Posted: November 19th, 2009 at 12:20 am
oh, no question you should be hoarding every last bit of cash right now. since you aren’t dealing with cc debt anymore you can at least be rest assured the minimum payments will make real progress on the debt.
Posted: November 20th, 2009 at 12:48 pm
Hi.. my first time.. i like your blog.. very candid…
I like the concept of writing the amount of my debt (like yours).. It is a fantastic motivation…
Posted: November 20th, 2009 at 7:48 pm
Thanks for all the encouragement. You guys are wonderful!
Posted: November 21st, 2009 at 7:20 pm
Forward is GOOD : )