Comments on: How long can we hang on… http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/ Our Journey to a Debt-Free Life Fri, 19 Mar 2010 15:03:16 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: WSF1 http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-916770 WSF1 Fri, 30 Oct 2009 23:32:27 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-916770 Wow! You are an inspiration. I am saying a prayer for you & your husband and I hope he is able to find desirable employment soon! Where I am in this journey, if I lost my job right now, I would barely make it one month. I am actually beginning a tweaked Dave Ramsey envelope system tomorrow. Wow! You are an inspiration. I am saying a prayer for you & your husband and I hope he is able to find desirable employment soon!

Where I am in this journey, if I lost my job right now, I would barely make it one month. I am actually beginning a tweaked Dave Ramsey envelope system tomorrow.

]]> By: Nicole http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-915959 Nicole Thu, 29 Oct 2009 03:33:58 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-915959 Dave Ramsey is awesome isn't he! He makes you think about the future which most of us tend not to do. Good on you! Dave Ramsey is awesome isn’t he! He makes you think about the future which most of us tend not to do. Good on you!

]]> By: Matt @ Self Improvement Resources http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-915754 Matt @ Self Improvement Resources Wed, 28 Oct 2009 20:30:39 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-915754 I think it is a beautiful thing that you can go that long without your husbands job, and I do commend you all for that. Most people live paycheck to paycheck! So now your husband can find a good job instead of jumping on the first thing available. That is another added benefit. I wish you all the best! I think it is a beautiful thing that you can go that long without your husbands job, and I do commend you all for that.

Most people live paycheck to paycheck!

So now your husband can find a good job instead of jumping on the first thing available. That is another added benefit. I wish you all the best!

]]> By: scheng1 http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-915376 scheng1 Wed, 28 Oct 2009 02:14:44 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-915376 Maybe 20 years later, you will be thankful for the job loss. Without jobloss, you probably wont think of blogging to make money. Without jobless, you probably wont think of creative ways to start online business. Wish you stumble onto some jewels in cyberspace. Maybe 20 years later, you will be thankful for the job loss.
Without jobloss, you probably wont think of blogging to make money.
Without jobless, you probably wont think of creative ways to start online business.
Wish you stumble onto some jewels in cyberspace.

]]> By: Mar http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-915281 Mar Tue, 27 Oct 2009 22:17:38 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-915281 Beks, that is fantastic! I'm really impressed. I need to sit down and run numbers on how long we could do the same. I don't know if you have Boston Market near you, but they are running a special this week. With a coupon for their site (which is taking a long time to load), you can get a chicken (dark or white meat) meal with mashed potatoes and corn bread for $1. One meal per person per coupon per visit is the limitation. We just had ours tonight. It may be a little more than ramen noodles, but I have leftovers from my chicken breast. They would probably go well with the noodles the next day! Beks, that is fantastic! I’m really impressed. I need to sit down and run numbers on how long we could do the same.

I don’t know if you have Boston Market near you, but they are running a special this week. With a coupon for their site (which is taking a long time to load), you can get a chicken (dark or white meat) meal with mashed potatoes and corn bread for $1. One meal per person per coupon per visit is the limitation. We just had ours tonight. It may be a little more than ramen noodles, but I have leftovers from my chicken breast. They would probably go well with the noodles the next day!

]]> By: debtmaven http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-915234 debtmaven Tue, 27 Oct 2009 20:31:50 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-915234 Congratulations on smart planning! I remember the days (not too long past) when I'd plan on using my personal loan from the bank in case I overspent during the month and my bank account ran low (pre-budget of course)! It's amazing to see such a positive result during such an unfortuante situation! Keep up the inspirational good work. Congratulations on smart planning! I remember the days (not too long past) when I’d plan on using my personal loan from the bank in case I overspent during the month and my bank account ran low (pre-budget of course)! It’s amazing to see such a positive result during such an unfortuante situation! Keep up the inspirational good work.

]]> By: Jen http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-915134 Jen Tue, 27 Oct 2009 13:53:04 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-915134 Wow!!! That's great! Excellent job on saving and cutting costs! Looks like you started tackling your debt in time - early enough to be ready for this bump in the road. And here's hoping you won't need to last the full 9 months - that your husband will find a job soon :) Wow!!! That’s great! Excellent job on saving and cutting costs! Looks like you started tackling your debt in time – early enough to be ready for this bump in the road. And here’s hoping you won’t need to last the full 9 months – that your husband will find a job soon :)

]]> By: Jessica http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-915035 Jessica Tue, 27 Oct 2009 05:49:44 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-915035 THIS! THIS! THIS! This right here, is why you started the program. Those people screaming FREEEEEDOM on Fridays get it. Now, you get it. And you can't explain it to someone who is living paycheck to paycheck, what it's like to be able to figure out that you're going to make it. Blessings to you. May this job loss result in something truly awesome for your family :) THIS! THIS! THIS!

This right here, is why you started the program. Those people screaming FREEEEEDOM on Fridays get it. Now, you get it. And you can’t explain it to someone who is living paycheck to paycheck, what it’s like to be able to figure out that you’re going to make it.

Blessings to you. May this job loss result in something truly awesome for your family :)

]]> By: Lizzie http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914973 Lizzie Tue, 27 Oct 2009 02:02:32 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914973 That is awesome! If your family is reading this, I have one suggestion for Christmas: the fruit of the month club...man can't live on ramen alone! :-) That is awesome! If your family is reading this, I have one suggestion for Christmas: the fruit of the month club…man can’t live on ramen alone! :-)

]]> By: Downturnliving http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914933 Downturnliving Mon, 26 Oct 2009 22:25:55 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914933 This is my first visit to your site. I just got Dave Ramsey's book, but have not yet read it. Glad to hear it is paying off your you. I am hoping all the suffering folks are going through in this economy will at least result in a long term beneficial change for everyone. A transition to a form of economy that celebrates living below your means over the high speed lifestyle of living on credit would benefit all. The stress of continuous debt alone can make life less fun, but the fear of losing your income is almost incomprehensible. This is my first visit to your site. I just got Dave Ramsey’s book, but have not yet read it. Glad to hear it is paying off your you. I am hoping all the suffering folks are going through in this economy will at least result in a long term beneficial change for everyone. A transition to a form of economy that celebrates living below your means over the high speed lifestyle of living on credit would benefit all. The stress of continuous debt alone can make life less fun, but the fear of losing your income is almost incomprehensible.

]]> By: JvW http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914914 JvW Mon, 26 Oct 2009 20:55:27 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914914 That's fantastic news! Nine months is a long time to find a new job. I am VERY impressed that anyone can make it that long. When we dropped to one income for 4 months, we had to borrow to make ends meet. I hope to never be in that situation ever again. Great work & good luck to your husband on the job search! That’s fantastic news! Nine months is a long time to find a new job. I am VERY impressed that anyone can make it that long. When we dropped to one income for 4 months, we had to borrow to make ends meet. I hope to never be in that situation ever again. Great work & good luck to your husband on the job search!

]]> By: Jaz http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914904 Jaz Mon, 26 Oct 2009 19:43:08 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914904 I work for Dave and folks like you are OUR heroes! Keep up the hardwork and thanks for sharing with us a way to do this in a difficult time. You guys rock! I work for Dave and folks like you are OUR heroes! Keep up the hardwork and thanks for sharing with us a way to do this in a difficult time. You guys rock!

]]> By: Financial Samurai http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914885 Financial Samurai Mon, 26 Oct 2009 18:48:59 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914885 9 months is great! I firmly believe your husband will find a job before then, as the economy rebounds and corporates look to rehire in 2010! Best to you guys! 9 months is great! I firmly believe your husband will find a job before then, as the economy rebounds and corporates look to rehire in 2010!

Best to you guys!

]]> By: Shakela http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914864 Shakela Mon, 26 Oct 2009 18:11:11 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914864 That's wonderful! 9 months is great! Most emergency funds (if somebody even has one) covers 6 months at best. Kudos to you :) That’s wonderful! 9 months is great! Most emergency funds (if somebody even has one) covers 6 months at best. Kudos to you :)

]]> By: Zofie http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914825 Zofie Mon, 26 Oct 2009 12:57:43 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914825 That is great to hear! We survived on one income after a layoff, not exactly the same situation as you, but cooking lots of crockpot meals really helped.:) That is great to hear! We survived on one income after a layoff, not exactly the same situation as you, but cooking lots of crockpot meals really helped.:)

]]> By: Symptoms Of Panic Attacks http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914769 Symptoms Of Panic Attacks Mon, 26 Oct 2009 09:43:31 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914769 Great news because not many people could go nine months without a paycheck. I am one of them that could not do it; although I am self employed and have not gotten a steady paycheck for over 4 years now; I still have not saved enough to be able to take a break for 9 months. Great news because not many people could go nine months without a paycheck. I am one of them that could not do it; although I am self employed and have not gotten a steady paycheck for over 4 years now; I still have not saved enough to be able to take a break for 9 months.

]]> By: L http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914670 L Mon, 26 Oct 2009 01:43:11 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914670 Great news!! You're gonna have to e-mail Dave with your survival story when this is all done & over! Great news!! You’re gonna have to e-mail Dave with your survival story when this is all done & over!

]]> By: Canadian Kate http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914656 Canadian Kate Mon, 26 Oct 2009 00:55:42 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914656 While I'm pleased it is that long, I actually expect to see he's working again each time I check your blog. In fact, as I was waiting for it to load tonight, I was chiding myself for checking again so soon, since I had looked on Friday and it is only Sunday so no employer was likely to have called him in the meantime! Don't spend based on my premonition, but I have a strong feeling things are turning around for you big-time very soon! While I’m pleased it is that long, I actually expect to see he’s working again each time I check your blog. In fact, as I was waiting for it to load tonight, I was chiding myself for checking again so soon, since I had looked on Friday and it is only Sunday so no employer was likely to have called him in the meantime!

Don’t spend based on my premonition, but I have a strong feeling things are turning around for you big-time very soon!

]]> By: Kevin http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914614 Kevin Sun, 25 Oct 2009 21:22:09 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914614 Wow, that is so much better than I could do right now if I lost my job. Currently, I could last a little more than 1 month. It's a little bit scary at times. I count myself fortunate that I have a contract which stipulates when I can and can't be let go. For example, I can't be let go (unless there is cause) before June. And I will actually have pay to last until August (because of withheld pay for summer months). On top of that, they are supposed to let me know if I won't be rehired by the end of April. So I have almost 4 months to find a job and even longer if I cut back a lot. That is the way it is supposed to work. But anything can happen. And if something extreme does... 1 month is all I have right now. Wow, that is so much better than I could do right now if I lost my job. Currently, I could last a little more than 1 month. It’s a little bit scary at times.

I count myself fortunate that I have a contract which stipulates when I can and can’t be let go. For example, I can’t be let go (unless there is cause) before June. And I will actually have pay to last until August (because of withheld pay for summer months). On top of that, they are supposed to let me know if I won’t be rehired by the end of April. So I have almost 4 months to find a job and even longer if I cut back a lot.

That is the way it is supposed to work. But anything can happen. And if something extreme does… 1 month is all I have right now.

]]> By: E.D. http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914587 E.D. Sun, 25 Oct 2009 16:20:16 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914587 That's great news. Did your calculation include any federal extensions to the unemployment? I think CA is one of those high unemployment states that qualifies for many, many weeks of UI benefits. DH just got check 3 of 26 for his UI. He's had a couple of phone interviews, but no site visits yet. That’s great news. Did your calculation include any federal extensions to the unemployment? I think CA is one of those high unemployment states that qualifies for many, many weeks of UI benefits.

DH just got check 3 of 26 for his UI. He’s had a couple of phone interviews, but no site visits yet.

]]> By: Nadia http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914586 Nadia Sun, 25 Oct 2009 16:19:53 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914586 Whew! All your hard work and dedication to resolving debt has paid off. It is circumstances like this why it is vital that my family (and everyone else) get it's spending in check. Sorry about the layoff, but congratulations of having put yourself in a secure financial spot! 9 months, without incurring any more debt, Wow.. just wow! Whew! All your hard work and dedication to resolving debt has paid off. It is circumstances like this why it is vital that my family (and everyone else) get it’s spending in check.
Sorry about the layoff, but congratulations of having put yourself in a secure financial spot!
9 months, without incurring any more debt, Wow.. just wow!

]]> By: Calvin from immediate debt relief http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914583 Calvin from immediate debt relief Sun, 25 Oct 2009 15:06:43 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914583 thanks for the information great food for thought, its amazing how much we don't want to account for? thanks for the information great food for thought, its amazing how much we don’t want to account for?

]]> By: Dogfood Provider http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914580 Dogfood Provider Sun, 25 Oct 2009 14:51:42 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914580 Wow, this is truly inspiring! Don't think for a minute that I envy the position you are in, but the way you have worked to get to the point where you can manage for 9 months without your hubby's gig? That is really admirable! Kudos to you, and wishing your husband good job hunting mojo! Wow, this is truly inspiring! Don’t think for a minute that I envy the position you are in, but the way you have worked to get to the point where you can manage for 9 months without your hubby’s gig? That is really admirable! Kudos to you, and wishing your husband good job hunting mojo!

]]> By: Cynthia http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914579 Cynthia Sun, 25 Oct 2009 14:44:17 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914579 That's great news! That’s great news!

]]> By: Mysti http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914567 Mysti Sun, 25 Oct 2009 13:25:00 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914567 Nine months is fantastic! I am sure that you will be back on your feet in no time. Nine months is fantastic! I am sure that you will be back on your feet in no time.

]]> By: maxfolger http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914566 maxfolger Sun, 25 Oct 2009 13:11:49 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914566 A short video that adds a little humor to an issue that's not a laughing matter: surviving a tough economy. http://bit.ly/ozqT6 A short video that adds a little humor to an issue that’s not a laughing matter: surviving a tough economy.

http://bit.ly/ozqT6

]]> By: Susan http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914565 Susan Sun, 25 Oct 2009 12:47:46 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914565 That's fantastic - that's got to increase your comfort level quite a bit! If you're not kidding about the Ramen noodles - check this page out - 24 difference recipes with Ramen noodles (we lived on them when we were both out of work) - http://budget101.com/ramen_noodle_recipes.htm That’s fantastic – that’s got to increase your comfort level quite a bit!

If you’re not kidding about the Ramen noodles – check this page out – 24 difference recipes with Ramen noodles (we lived on them when we were both out of work) – http://budget101.com/ramen_noodle_recipes.htm

]]> By: John Deflumeri Jr http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914564 John Deflumeri Jr Sun, 25 Oct 2009 12:33:19 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914564 The wisdom you showed by getting a grip financially pays off now. The wisdom you showed by getting a grip financially pays off now.

]]> By: My Frugal Miser http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914563 My Frugal Miser Sun, 25 Oct 2009 12:27:32 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914563 What a load off your chest! Wow... this is a compelling testimony to living beneath your means. 9 months should be plenty time for your husband to bounce back. Did you factor in any side work your husband might be able to do while still receiving unemployment? I don't know if he's handy or not, but surely there are odd jobs he can do to take a break from job hunting now and then. Finding a job IS a full-time job in itself, and stressful. What a load off your chest! Wow… this is a compelling testimony to living beneath your means. 9 months should be plenty time for your husband to bounce back. Did you factor in any side work your husband might be able to do while still receiving unemployment? I don’t know if he’s handy or not, but surely there are odd jobs he can do to take a break from job hunting now and then. Finding a job IS a full-time job in itself, and stressful.

]]> By: Bob http://www.bloggingawaydebt.com/2009/10/how-long-can-we-hang-on%e2%80%a6/comment-page-1/#comment-914545 Bob Sun, 25 Oct 2009 10:06:27 +0000 http://www.bloggingawaydebt.com/?p=2993#comment-914545 That is really encouraging! It seems like it would also have another benefit of not making you feel trapped in a job you hate if you know you could go 9 months without a paycheck. Congrats! That is really encouraging! It seems like it would also have another benefit of not making you feel trapped in a job you hate if you know you could go 9 months without a paycheck. Congrats!

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