I asked my husband to teach me to swim.

Thursday’s post made me realize how silly it was that I didn’t know how, and in these boring months between payoffs, I find myself needing a distraction.

I learned a few things:

1. Bikini tops, though amusing to community pool staff, are not conducive to learning how to swim.
2. It takes an aquaphobic person 17 minutes to be coerced into a 3 ½ foot lap pool.
3. My husband is a very patient man.
4. Swimming, biking, and running on the same day with untrained muscles will cause pain that rivals injuries sustained in a roll over car accident.

As I walk with a limp today, I can’t help but compare this pain to the pain I felt when starting my journey toward a debt free future. It’s painful now and it will continue to be painful in the future. It will never be easy. If it were easy, everyone would be debt free and physically fit.

Pain is a sign of growing, learning, and taking responsibility for the future.

What is my worst financial pain? Not being able to travel. I don’t miss my credit card balance, but I miss the yearly trips that came with it.

What is your worst financial pain? What do you miss the most?



  1. John DeFlumeri Jr responded:

    I don’t have a problem with bikin tops in my pool.
    But, seriously, it’s true that too many exercises too close together does feel like a bad auto accident. I’ve done it.

  2. Beth responded:

    Congratulations on learning to swim! I think it’s an essential skill that everyone should have. Though if you’re regularly going to swim in a pool, invest in a suit made for the purpose or you’re other ones will wear out really fast! (The chlorine will literally eat away at it).

    I have a “looks cute sitting around the pool/beach” bathing suit and a hardcore “wear for water aerobics or swimming” suit.

  3. David@DINKS Finance responded:

    No pain no gain!

    The most painful exercising I have done was back in high school the first couple weeks of soccer. I would get really messed up, because obviously I never trained hard beforehand like I always promised myself I would. But by the end of the season I was always in just amazing shape, well worth it (plus soccer is a lot of fun).

    Keep working hard and realize that when you feel pain, that’s a GOOD sign!

  4. emmi responded:

    I don’t know. I think we need some youtube with posts like this.

  5. mikey responded:

    Sheesh, gang, answer her question!

    For me it’s not going out for lunch as often – like 2-3 times a week to 2-3 times a month.

    Oh well, it’s probably better for my health too…

  6. Marie responded:

    I’m so sad this is no longer a personal debt reduction blog. Seems lately they have all disappeared.

  7. emmi responded:

    I miss the always works landline phone. The VOIP phone is too much of an adventure, although it is dirt cheap. You do sometimes, occasionally get what you pay for.

  8. Lizzie responded:

    I’m with Mikey-the little things, like coffee or going out to lunch several times a week!

    Marie-have you been reading the blog? It is full of great insight into debt reduction and the huge personal struggles/victories that come with it. Personally, I enjoy the “rest of the story” and not just a bunch of number crunching and methods thrown at me!

  9. Shane responded:

    Cool post. Pain either good or bad is a sign of learning and gorwing, esp growing. If no-one felt pain the world would be boring. No pain no gain.

  10. Michelle responded:

    I miss shopping with abandon. :)

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