Here are the current numbers (I’ll work on getting the sidebar updated):

Total Starting Debt: $38,495.86
Total Paid: $16,727.33
Total Remaining: $21,768.53

Breakdown of Remaining Debt –
Truck: $11,934.57
Student Loan: $9,833.96

We’re nearly halfway there. I got an updated payoff date according to our Debt Snowball Calculator on DaveRamsey.com…

December 2010.

We shaved off 4 months so far. Can I get a Woo Hoo?



  1. Salina responded:

    Wooo Hooo… Congrats…
    Question? Your only remaining debt is your truck & student loan? Am I reading this correctly? So you do not have a mortgage payment? I heard now is definitely the time to buy in California.

  2. PH responded:

    That’s awesome! I’m jealous and inspired…is that even possible?

  3. Gina responded:

    Woo hoo! Way to go!

  4. ZFarls responded:

    WOOO HOOO.

    Absolutely pumped for you guys who want to do it the right way and not complain, I have only 205 dollars left on my student loan and let me just say how fired up I am about it. Im 23 and finished up 4 months ahead of my 20k 1 year plan. It feels great to shave off time and when you do smart things with money you seem to be rewarded with more. Anyway, It seems like a long time away but you can absolutley do it. Anytime I didn’t feel like spending an entire 2 weeks worth of pay, I would throw on a dave ramsey podcast and click the send button.

    ITS SOO WORTH IT

  5. sandra jensen responded:

    Woo Hoo and Yeaaaa!!!!

  6. David Carlson @ Dinks Finance responded:

    Nice job!! You’re getting there, and fast!

  7. emmi responded:

    Excellent job. The halfway point IS fast approaching.

    and to ZFarls, there is something to what you say about getting smart with money making more of it appear. It’s true for boyfriends too… ;-)

  8. stacey responded:

    Way to go Beks!!!!!!! That is awesome!
    How’s the marathon pre-training going?
    Good luck with both!
    :) SF

  9. Nicole responded:

    Not bad! I think my debt calculator gives me two more years. Compared to what it could have been, not bad:)

  10. Beks responded:

    Thanks!! I’m still elated!!

    Stacey – I’m still training (though the heat has kept me inside for two weeks now) and I’m debating competing in a triathlon in mid-October. I’m a strong cyclist and think I could do well. My running and swimming still needs improvement!

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About This Site

My Debt

  • Original Debt: $38,495.86
  • Paid: $17,435.80
  • Remaining: $21,060.06
  •  
  • Broken Down
  • Auto Loan 1: $0
  • Credit Card: $0 Woo Hoo!
  • Student Loan: $9,680.19
  • Auto Loan 2: $11,379.87

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