Dearest Chase Bank

I’d like to thank you for offering me a loan when I needed it — *cough* — I mean, when I WANTED it.

While our relationship has been great and I have appreciated your monthly letters of good tidings, I’m afraid I have to end things. You see, I recently met with my tax man and he told me we’re getting back a small chunk of cash which means… all the money I’ve been saving can finally be used to rid myself of you.

I know you have lots of friends like me and you probably won’t miss me but I’m sure you’ll miss the nearly two years of interest I would still owe you if we continued to be friends.

Please don’t take this personally, your service has been exceptional. We’ve actually got along quite well the past few years but it’s not you… it’s me.

I wish you the best in your future endeavors… none of which will involve me.

All my love, but none of my cash,

Rebekah

Posted by Beks on April 21, 2009 at 12:03 AM in Debt Updates, General Debt, Loans, Reducing Debt | 13 Comments »
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Christina responded:
Posted: April 21st, 2009 at 6:56 am
Rebekah,
I am relatively new to following Tricia’s blog and although very proud for her accomplishments have to say a wee bit sad to see her go. However, after reading this, I think I’m going to enjoy your journey – and hopefully draw inspiration – as well. Your humor and sarcasm are right up my alley and are appreciated greatly.
Good luck!!!
Kev responded:
Posted: April 21st, 2009 at 9:02 am
HA – I love the “break-up” analogy. Here – I’ll play the role of Chase:

What?! YOU are ending things with ME?! I know what this is! You’re seeing some else aren’t you?! Who is it?! Capital One?! Bank of America?! Oh – I bet it’s that Emergency Fund guy – I’ve seen the way you look at him before! How could you do this to me? I was invested in this relationship! Literally – I was ‘investing’ all the cash I was making off you. What about all the little things I used to do for you when you weren’t even expecting it? Like raising your interest rate and reducing your credit limit. What about all the great times we’ve had together? Like that time I let you rack me up even though I knew it would take years to pay off the balance.

I can’t believe you are doing this! Well that’s just fine!!! You’ll never find someone else who treated you like I did!
Qcash responded:
Posted: April 21st, 2009 at 11:02 am
Beks

Are you going to set up a Networth IQ account and keep track of your debt verses reduction like Tricia did?

Qcash
Beks responded:
Posted: April 21st, 2009 at 11:35 am
Thanks Christina!

Nice letter Kev! I can totally hear them say that.

Qcash, I haven’t looked into it but I’ll likely have something to represent the numbers.
RachelB responded:
Posted: April 21st, 2009 at 11:53 am
Great letter! Congrats! Your journey is an inspiration.
Krystin responded:
Posted: April 21st, 2009 at 1:38 pm
Wish I could send a few of those myself!
kdmoffett25 responded:
Posted: April 21st, 2009 at 2:09 pm
Beks! It’s nice to see you over here. I follow your other blog via savingadvice.com and it took me a day or two to realize it was you!

Love your letter!
Beth responded:
Posted: April 21st, 2009 at 4:35 pm
This is hilarious! I can’t wait to write a letter of mine own like this
Rini responded:
Posted: April 21st, 2009 at 4:39 pm
Wooo, way to go!
SingleGuyMoney responded:
Posted: April 21st, 2009 at 9:56 pm
I’m so happy to hear that you and Chase are ending your relationship. I have a secret though; they were TRYING to use me to replace you but I wasn’t having any of it.
Da Big D responded:
Posted: April 22nd, 2009 at 9:50 am
I think we used to date for while. You dumped me with the same speech.
Glenn Beeson responded:
Posted: April 22nd, 2009 at 11:09 am
Good post and congratulations.
Beks responded:
Posted: April 22nd, 2009 at 8:49 pm
SingleGuyMoney – I knew they would do that. ; )

Da Big D – Who knows? I gave that speech a lot in college. ha ha.