Comments on: Eight Months of Spending http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/ Our Journey to a Debt-Free Life Sun, 12 Feb 2012 22:06:33 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Toni http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-694195 Toni Sat, 28 Feb 2009 14:23:33 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-694195 Top three fastest ways to cut your outgoings. Create your own energy and get off the grid. o slashing utilities and Grow and rear your own food, and change your eating habits and menu where necessary to accomodate what you are growing and preserving. Forage for food, fish for food. Massive savings. In Victorian times in UK, people could only eat what was readibly available from the recent harvets - we need to get back to basics and have what there is , instead of paying extra for imports, and out of season and out of area produce. For your household products and repairs. DIY, swap skills with other people who need things done, share labour, make your own. Reduce , reuse, recycle. Even when youthink you have shaved all your costs as low as they can go, look at them again, and you can still shave them further. It just requires a bit more lateral thinking. Top tip for anyone - get skype and get everyone you call to get skype and make your calls that way! Skype to skype via your internet is free. Top three fastest ways to cut your outgoings. Create your own energy and get off the grid. o slashing utilities and Grow and rear your own food, and change your eating habits and menu where necessary to accomodate what you are growing and preserving. Forage for food, fish for food. Massive savings. In Victorian times in UK, people could only eat what was readibly available from the recent harvets – we need to get back to basics and have what there is , instead of paying extra for imports, and out of season and out of area produce. For your household products and repairs. DIY, swap skills with other people who need things done, share labour, make your own. Reduce , reuse, recycle. Even when youthink you have shaved all your costs as low as they can go, look at them again, and you can still shave them further. It just requires a bit more lateral thinking. Top tip for anyone – get skype and get everyone you call to get skype and make your calls that way! Skype to skype via your internet is free.

]]> By: snocon http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-691609 snocon Thu, 26 Feb 2009 20:16:19 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-691609 Great job on tracking all of your spending for such a long time. I really want to do the same now. I don't know if I want to know how much I excessively spend on food and stuff I don't need. I think seeing all of my spending on a single data sheet like that would impact my habits a lot more than my current mentality on spending a couple bucks here and there when I don't need to. Great blog! Great job on tracking all of your spending for such a long time. I really want to do the same now. I don’t know if I want to know how much I excessively spend on food and stuff I don’t need. I think seeing all of my spending on a single data sheet like that would impact my habits a lot more than my current mentality on spending a couple bucks here and there when I don’t need to. Great blog!

]]> By: Tricia http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-689819 Tricia Wed, 25 Feb 2009 13:32:18 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-689819 Hi Shoshana - a mortgage has a few parts to it. There's the principal payment. In my reports, that is reflected in my Net Worth. Then there is the interest paid. That is reflected in the above report under Interest. Hi Shoshana – a mortgage has a few parts to it. There’s the principal payment. In my reports, that is reflected in my Net Worth. Then there is the interest paid. That is reflected in the above report under Interest.

]]> By: Shoshana http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-687641 Shoshana Tue, 24 Feb 2009 03:37:03 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-687641 sorry, I meant mortgage... sorry, I meant mortgage…

]]> By: Shoshana http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-687640 Shoshana Tue, 24 Feb 2009 03:36:38 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-687640 Where is your mortgate? Did I miss it? Where is your mortgate? Did I miss it?

]]> By: Ness http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-687324 Ness Tue, 24 Feb 2009 00:56:26 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-687324 Hey, I highly recommend Allen carr's Easy way to Quit Smoking books. A small investment in these two books will save you a lot of money!! I personally used them and they really worked for me, I thank god every day I don't smoke anymore. Good luck! Hey, I highly recommend Allen carr’s Easy way to Quit Smoking books. A small investment in these two books will save you a lot of money!! I personally used them and they really worked for me, I thank god every day I don’t smoke anymore.

Good luck!

]]> By: Tabitha http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-687231 Tabitha Mon, 23 Feb 2009 23:53:03 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-687231 Yahoo Tricia! I have a question - I know you keep your receipts to categorize everything. Where exactly do you put them - do you have a special spot in your purse or your entry? I just seem to put my receipts in different spots and then I can't find them. Any advice on this would be appreciated. :) Yahoo Tricia! I have a question – I know you keep your receipts to categorize everything. Where exactly do you put them – do you have a special spot in your purse or your entry? I just seem to put my receipts in different spots and then I can’t find them. Any advice on this would be appreciated. :)

]]> By: Margot http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-687044 Margot Mon, 23 Feb 2009 21:13:35 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-687044 Buying a decent winter coat sounds like a good use of money. Just as an FYI, it seems like you can do a ton better than 25% off, especially in this economy. Every item of nice, name brand clothing that I've bought in the last year has been 40-90% off. Once I find something I like, I wait for it to go on a further sale even if it's already marked down. If I live or work near the store, I stick my head in every couple of days to check on the inventory and the price. If the item is available online, I just check online every day until the price goes way down (and sometimes I call the toll free number to check in inventory quantities). Danielle also makes an interesting point. I know that for the purposes of this blog, you are defining "debt" as credit card debt. But, I hope you keep up your same habits as you work to pay off student loans and your mortgage. Buying a decent winter coat sounds like a good use of money. Just as an FYI, it seems like you can do a ton better than 25% off, especially in this economy. Every item of nice, name brand clothing that I’ve bought in the last year has been 40-90% off. Once I find something I like, I wait for it to go on a further sale even if it’s already marked down. If I live or work near the store, I stick my head in every couple of days to check on the inventory and the price. If the item is available online, I just check online every day until the price goes way down (and sometimes I call the toll free number to check in inventory quantities).

Danielle also makes an interesting point. I know that for the purposes of this blog, you are defining “debt” as credit card debt. But, I hope you keep up your same habits as you work to pay off student loans and your mortgage.

]]> By: MrPlasectomy http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-687035 MrPlasectomy Mon, 23 Feb 2009 20:54:07 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-687035 Wow, nice job on having everything detailed out for such a long stretch of time. It definitely identifies areas that can be reduced or recognized as overspending. Wow, nice job on having everything detailed out for such a long stretch of time. It definitely identifies areas that can be reduced or recognized as overspending.

]]> By: Tricia http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-687023 Tricia Mon, 23 Feb 2009 19:09:05 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-687023 No, we are not done paying it off yet. But we are very near to the point where it could be paid off if we pulled from our savings. I guess that is the next big milestone. The plan right now is to not pull from savings, but it feels good that we could do it. As for the taxes, they have been done but now it's a matter of going through them to make sure nothing was missed. So far there is a refund. Not as big of one as I hoped, but a refund that will more than likely go towards paying off debt. No, we are not done paying it off yet. But we are very near to the point where it could be paid off if we pulled from our savings. I guess that is the next big milestone. The plan right now is to not pull from savings, but it feels good that we could do it.

As for the taxes, they have been done but now it’s a matter of going through them to make sure nothing was missed. So far there is a refund. Not as big of one as I hoped, but a refund that will more than likely go towards paying off debt.

]]> By: danielle http://www.bloggingawaydebt.com/2009/02/eight-months-of-spending/comment-page-1/#comment-686744 danielle Mon, 23 Feb 2009 14:59:18 +0000 http://www.bloggingawaydebt.com/?p=2242#comment-686744 I think no matter what you are doing, you are doing it right, because your debt has reduced so much. However, sometimes I think that you think you are already done paying off the debt, and you are not. You are in the final stretch, but it's still a ways to go. Have you done your taxes yet? I think no matter what you are doing, you are doing it right, because your debt has reduced so much. However, sometimes I think that you think you are already done paying off the debt, and you are not. You are in the final stretch, but it’s still a ways to go. Have you done your taxes yet?

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