Comments on: Credit Card Debt Update: $4,249

By: Andy @ Retire at 40

Andy @ Retire at 40 — Sun, 01 Mar 2009 07:44:36 +0000

Keeping going, you’re almost there. It’s been a long journey but you can pretty much see the finish line now. Of course, don’t slow down but since you’re on the final straight, see if you can speed up again and just whizz past the finish line.

Good luck!

By: danielle

danielle — Sat, 28 Feb 2009 12:17:28 +0000

Great job Trish!!! I want to blog about you when you get there.

By: Matt Keegan

Matt Keegan — Sat, 28 Feb 2009 00:35:05 +0000

Keep up the good work, it seems like you are on the right path. A journey of what seems like a thousand miles has to start somewhere, but you’re well down the path to financial recovery.

By: HappySlob Housecleaner

HappySlob Housecleaner — Fri, 27 Feb 2009 22:30:27 +0000

You’re well on track! When we paid off our credit card entirely, it felt absolutely incredible. Almost surreal…in the most wonderful way!

Christina

By: Brit Foshee

Brit Foshee — Fri, 27 Feb 2009 19:29:52 +0000

Just found your site. I love it. Great info and links. Looking forward to visting often

By: Eva in TX

Eva in TX — Fri, 27 Feb 2009 17:19:04 +0000

Looking good, Tricia!! Soon, knowing you could pay it off should be satisfaction enough; having cash in the bank is better in today’s world anyway. The credit card companies can wait to get their money.

By: kev

kev — Fri, 27 Feb 2009 15:45:53 +0000

Reaching the point where my savings was equal to the amount of my remaining credit card debt was a huge victory for me as well. The balance of power completely changes at that point and you, for the first time since all of this started, will have the upper-hand. It’s a great feeling knowing that you can end it anytime you wish and there is absolutely nothing they can do to stop you.

Speaking of the dirty sneaks, my credit card issuers have been sinking to all time lows here lately. They haven’t reduced my limits or canceled my accounts yet, but they have jacked up my rates to the point of highway robbery. It doesn’t matter to me what they do b/c I no longer carry balances with them, but I can’t help but feel sorry for all the people out there that are getting royally screwed right now. If something like this would have happened to me a couple of years ago it would have been a disaster. Needless to say, there has never been a better time to be credit card debt free than right now.

By: Mr Plasectomy

Mr Plasectomy — Fri, 27 Feb 2009 13:08:35 +0000

Congrats on tackling more debt!

With the economy the way it is I often wonder if it would be better to sack away as much money as possible just in case. I would hate to lose a job and then have to live off the credit cards if the my expenses were more than an unemployment benefit. If you have a 0% interest deal off a balance transfer offer it wouldn’t hurt as much as there wouldn’t be any finance charges while living off that savings.

It truly is a toss up.

By: Jazed

Jazed — Fri, 27 Feb 2009 05:58:32 +0000

Keep up the good work, you will have it all paid off soon enough. I have never owned a credit card in my life, just had a car payment. That was paid off in December, so I can level with your enthusiasm on getting close to paying it off. By the way, just found your blog tonight, very interesting!