Comments on: Time to Start Thinking About the New Year

By: Cyndy

Cyndy — Sat, 03 Jan 2009 22:04:09 +0000

I’m asking for help. My husband & I are, I think, drowning in debt & this is about the worst time in our lives for this to happen. I just celebrated my 65th birthday & he is 62. He wants to retire soon & I don’t blame him because he’s worked hard all his life.

We have both secured & unsecured debt. We both want to keep our house & that gives us more debt to repay than just the house payment. Other lenders have tied out house to whatever we borrowed from them. I’m afraid we’re stuck with those bills. But we also have almost $20,000 of credit card debt.

Would you recommend taking bankruptcy on the credit cards only & can we do that?

Any help would be greatly appreciated.

By: Tricia

Tricia — Sun, 28 Dec 2008 03:06:57 +0000

Mar – I am not a regular Oprah watcher, but I try to tune in if there is someone interesting on.

By: Mar

Mar — Sat, 27 Dec 2008 21:39:15 +0000

Kind of off topic, but am I the only one who can’t stand watching Oprah’s show? I’m not sure why, but it really makes me want to drink – heavily – and I don’t drink at all (because if I’m going to waste that much money and those many calories, it’s going to be on CHOCOLATE!)

As far as New Year’s resolutions, I’m making a budget and STICKING to it! Uh, yeah, we’ll see how that goes, but you never know!

By: C.C.

C.C. — Sat, 27 Dec 2008 05:32:25 +0000

Oh! Thanks for the info on Suze Orman being on Oprah in January. I’ll make sure to record those shows. Suze Orman is great..