Sometimes personal things are going on behind the scenes. I try to blog about as much as I can, but there are some things I can’t discuss due to privacy reasons. Things have been a little crazy lately, and I haven’t been as focused as I should be.

Every now and then, I get an email from a reader that brightens my day. It’s about the success they are having with their debt reduction. It gives me a little kick that I need and the latest kick made me say to myself, “You know what, you can squeeze out a little more money this month to get that debt total under $7K.” So that is what I did. Our current debt total is $6,999.

We did have to squeeze that one since I was leaving a little buffer for some early Christmas shopping. I’m not a huge day after Thanksgiving shopper, but if something looked interesting we had the money. I thought about it, and most of the deals probably wouldn’t apply to us. After all, we are trying to let our needs guide our shopping – not the sales. Following the sales is how you end up with a lot of stuff you don’t need :P

As always, a big thank you to everyone for reading and your emails!



  1. That One Caveman responded:

    Congrats! That’s a huge milestone. We’re not quite that far along, but we just recently stretched to pay off our car and it felt wonderful. Good job and keep up the hard work!

  2. Colleen in MA responded:

    That’s great! And thank you for the reminder that this weekend can be spent in other pursuits besides shopping. It’s true – there’s nothing I need personally this weekend. The sales won’t convince me otherwise!

  3. Andy @ Retire at 40 responded:

    That’s great going, especially if you had to work extra hard to squeeze under this month. Isn’t is amazing that, by just pushing a little extra, you can get so much further.

    Well done and keep up the good work until it’s all gone!

  4. Nancy responded:

    That’s awesome! You are giving us the inspiration we need to start tackling our debt! Reading your blog really gives us a boost when we’re feeling at our lowest. Thank you!

  5. Maniac responded:

    Wow, that’s great news. You are an inspiration to many people. Thank you for this blog and sharing your stories.

  6. Penny responded:

    Way to go! Woman, you are SO close! You’ll see! You are so, so close. Well done!

  7. Jana responded:

    Yes – you are an inspiration to us all. and congrats to the Under 7k! I can’t wait to catch up to your steaming motivation.

  8. Christina responded:

    Congrats :-) I have been following your blog recently and it has truly inspired me to get out an start tackling my debt. Thank you!

  9. Tabitha responded:

    You are such an inspiration, Tricia. Thank you for sharing your financial “life” with us. Congrats on getting under 7k. Can’t wait to get there myself. You ROCK!!!!

  10. C.C. responded:

    That is so exciting and like everyone else said, your blog is an inspiration to all of us. Can you imagine when you hit the $5000 mark? I enjoy following along your journey and hope that I can make the same progress with my debt! Thank you!

  11. dana responded:

    Way to go! Yea!

    Doesn’t it feel wonderful? I just paid off one car and will pay off the other one next month. Not only will we no longer have the car payment, our insurance will go down too!
    We still have $30k to pay off but I know we can do it…2 years and we should be set!
    Happy Thanksgiving.

  12. money funk responded:

    Congratulations on your debt reduction success!

  13. Eddie responded:

    Day at a time….a day at a time!

  14. CheapBastid responded:

    Great work, almost there!

  15. Mar responded:

    Congratulations! You are SO close! In case you’re tempted to shop this weekend, check this out: http://www.adventconspiracy.org/
    Make sure you watch the video.

  16. FruGal responded:

    Congrats! You’re doing an incredible job!

  17. Cody responded:

    This is truly inspiring. I have a long way to go and seeing someone be successful at removing debt shows that it can be done.

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