Comments on: Time Management, Demanding an Additional Payment and Canceling Credit Cards http://www.bloggingawaydebt.com/2008/10/time-management-demanding-an-additional-payment-and-canceling-credit-cards/ Our Journey to a Debt-Free Life Sun, 14 Mar 2010 12:53:58 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: Grace http://www.bloggingawaydebt.com/2008/10/time-management-demanding-an-additional-payment-and-canceling-credit-cards/comment-page-1/#comment-522517 Grace Sun, 12 Oct 2008 20:39:05 +0000 http://www.bloggingawaydebt.com/?p=1670#comment-522517 Every time I see a spectacular rise in new readers, I check to see if you said anything about my posts. And, yep, you did! Thanks for the mention. Not that I want you to get back into debt, but I sure do wish you'd keep posting. (Nothing against Jeffrey, either, but he's NOT a Tricia!) Every time I see a spectacular rise in new readers, I check to see if you said anything about my posts. And, yep, you did! Thanks for the mention. Not that I want you to get back into debt, but I sure do wish you’d keep posting. (Nothing against Jeffrey, either, but he’s NOT a Tricia!)

]]> By: Kell http://www.bloggingawaydebt.com/2008/10/time-management-demanding-an-additional-payment-and-canceling-credit-cards/comment-page-1/#comment-522507 Kell Sun, 12 Oct 2008 20:13:36 +0000 http://www.bloggingawaydebt.com/?p=1670#comment-522507 Hi, since you mention time management, I think a good step to start out on time management is to keep a time inventory. I find it very helpful to take a time inventory (for about a week), which provides me with an objective measure of where I am spending my time and areas where I can improve my time management. Kell Hi, since you mention time management, I think a good step to start out on time management is to keep a time inventory. I find it very helpful to take a time inventory (for about a week), which provides me with an objective measure of where I am spending my time and areas where I can improve my time management.

Kell

]]> By: John B. Kendrick http://www.bloggingawaydebt.com/2008/10/time-management-demanding-an-additional-payment-and-canceling-credit-cards/comment-page-1/#comment-522177 John B. Kendrick Sat, 11 Oct 2008 12:13:04 +0000 http://www.bloggingawaydebt.com/?p=1670#comment-522177 Since you mention time management in your post, I thought I'd mention that I've written several posts about my experiences with time and task management on my blog at http://johnkendrick.wordpress.com/how-to-gtd/ that might interest your readers. John Since you mention time management in your post, I thought I’d mention that I’ve written several posts about my experiences with time and task management on my blog at http://johnkendrick.wordpress.com/how-to-gtd/ that might interest your readers. John

]]> By: Tricia http://www.bloggingawaydebt.com/2008/10/time-management-demanding-an-additional-payment-and-canceling-credit-cards/comment-page-1/#comment-521972 Tricia Sat, 11 Oct 2008 01:19:49 +0000 http://www.bloggingawaydebt.com/?p=1670#comment-521972 Heather - From what I've read, it sounds like your credit rating can take a hit when you close cards because your debt ratio will increase. But no one knows for sure the "secret" to your credit rating. You can get an idea of what goes into it, though. We have kept ours open to keep our debt ratio lower. But when we get our credit card debt to zero - the debt ratio shouldn't be affected if we close cards (at least I hope so!). I am looking forward to less to track and we will start closing the smallest credit limit cards. One thing we will do is keep the oldest credit card for each of us open. Those will be the ones we keep, because it gives a length to our credit history. Great idea - I am going to look into it a little bit more and write a post about it :) Heather – From what I’ve read, it sounds like your credit rating can take a hit when you close cards because your debt ratio will increase. But no one knows for sure the “secret” to your credit rating. You can get an idea of what goes into it, though.

We have kept ours open to keep our debt ratio lower. But when we get our credit card debt to zero – the debt ratio shouldn’t be affected if we close cards (at least I hope so!). I am looking forward to less to track and we will start closing the smallest credit limit cards. One thing we will do is keep the oldest credit card for each of us open. Those will be the ones we keep, because it gives a length to our credit history.

Great idea – I am going to look into it a little bit more and write a post about it :)

]]> By: Heather http://www.bloggingawaydebt.com/2008/10/time-management-demanding-an-additional-payment-and-canceling-credit-cards/comment-page-1/#comment-521967 Heather Sat, 11 Oct 2008 00:53:41 +0000 http://www.bloggingawaydebt.com/?p=1670#comment-521967 I recently was told that canceling your credit cards lowers your credit rating! I was truly shocked. I'd always closed mine after paying them off because I thought I'd be penalized for having too much available credit. Seems like we can't win! Not sure what the right thing is to do anymore. I recently was told that canceling your credit cards lowers your credit rating! I was truly shocked. I’d always closed mine after paying them off because I thought I’d be penalized for having too much available credit. Seems like we can’t win! Not sure what the right thing is to do anymore.

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