Comments on: Crud http://www.bloggingawaydebt.com/2008/04/crud/ Our Journey to a Debt-Free Life Sun, 12 Feb 2012 08:46:41 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Tammy http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-680294 Tammy Thu, 19 Feb 2009 07:21:48 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-680294 I mailed certified mail with return receipt to IRS with a check. After two weeks, the destination office told me they never received the mail. So I reconstructed another return and went to the local IRS office. They stamped my return and check as proof of delivery. They told me they fedex overnight to the processing center. It's been one week but my check has NOT been cleared. I wonder if my local IRS lost my return and check. If I go to ask, they'll tell me it was sent Fedex overnight. Don't know what to do... And I worry about ID Theft. I mailed certified mail with return receipt to IRS with a check. After two weeks, the destination office told me they never received the mail. So I reconstructed another return and went to the local IRS office. They stamped my return and check as proof of delivery. They told me they fedex overnight to the processing center. It’s been one week but my check has NOT been cleared. I wonder if my local IRS lost my return and check. If I go to ask, they’ll tell me it was sent Fedex overnight. Don’t know what to do… And I worry about ID Theft.

]]> By: james http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-463159 james Sat, 26 Apr 2008 01:30:12 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-463159 I'm still waiting for both my IRS and CA FTB checks to clear... it's very strange as they usually clear instantly! I’m still waiting for both my IRS and CA FTB checks to clear… it’s very strange as they usually clear instantly!

]]> By: Rich http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-463043 Rich Fri, 25 Apr 2008 17:18:35 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-463043 Tricia... Your warning is well received. After following your activities for so long I KNOW not to bet against you, even if I'm betting FOR me! :) We'll just have to finish up together. Tricia…

Your warning is well received. After following your activities for so long I KNOW not to bet against you, even if I’m betting FOR me! :)

We’ll just have to finish up together.

]]> By: Dan http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-463021 Dan Fri, 25 Apr 2008 16:10:59 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-463021 I mailed off a check with my tax payment on 4/15 and it was cashed on 4/23. But I'm in the same city as my regional IRS office. I mailed off a check with my tax payment on 4/15 and it was cashed on 4/23. But I’m in the same city as my regional IRS office.

]]> By: Tricia http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462935 Tricia Fri, 25 Apr 2008 11:49:40 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462935 Yeah, I do worry about too much. My mom often tells me that I have the weight of the world on my shoulders. It's something I always have to work on. Rich - I think some of the funk is due to the weather becoming nice and my having to work late. I want to enjoy it more after such a long winter, but I can't. As race? Hmmm....I should warn you...I am very competitive ;) Yeah, I do worry about too much. My mom often tells me that I have the weight of the world on my shoulders. It’s something I always have to work on.

Rich – I think some of the funk is due to the weather becoming nice and my having to work late. I want to enjoy it more after such a long winter, but I can’t.

As race? Hmmm….I should warn you…I am very competitive ;)

]]> By: Rich http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462788 Rich Fri, 25 Apr 2008 03:16:31 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462788 I am with Bret and Mary. Get set up on EFTPS. You can't wait until the tax is due so do it now for your next payment. It takes a while to get it set up and they mail you a PIN and then you have to get an Internet password. VERY easy to do, and you can set up ACH Debit and it goes immediately with confirmation. DO IT! :) I'm in a funk too. I think it might have to do with the weather getting so much better and wanting to travel, be outside, go to the beach, etc. We've been paying off our debt since '05 too...we were at $35K and now at about $10K. I think after a while you just get tired of saving and start to wonder when you will be able to stop paying for your sins of the past and start living for the future? I just keep telling myself that the funk WILL pass. IT WILL PASS!!! Hang in there. We're both almost there and we've come so far. I'll race you to the finish! :) I am with Bret and Mary. Get set up on EFTPS. You can’t wait until the tax is due so do it now for your next payment. It takes a while to get it set up and they mail you a PIN and then you have to get an Internet password. VERY easy to do, and you can set up ACH Debit and it goes immediately with confirmation. DO IT! :)

I’m in a funk too. I think it might have to do with the weather getting so much better and wanting to travel, be outside, go to the beach, etc. We’ve been paying off our debt since ’05 too…we were at $35K and now at about $10K. I think after a while you just get tired of saving and start to wonder when you will be able to stop paying for your sins of the past and start living for the future? I just keep telling myself that the funk WILL pass. IT WILL PASS!!!

Hang in there. We’re both almost there and we’ve come so far. I’ll race you to the finish! :)

]]> By: Mary http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462768 Mary Fri, 25 Apr 2008 02:11:53 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462768 Check out EFTPS.gov -- quick and easy. Check out EFTPS.gov — quick and easy.

]]> By: jay http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462735 jay Fri, 25 Apr 2008 00:13:34 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462735 Isn't there a way to check on the status of your tax return at the IRS site? Might not apply in your case, though. Worth a look. Isn’t there a way to check on the status of your tax return at the IRS site? Might not apply in your case, though. Worth a look.

]]> By: Experts on Credit http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462709 Experts on Credit Thu, 24 Apr 2008 22:30:07 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462709 I say wait a bit longer. A lot of people race to meet the deadline every year. I say wait a bit longer. A lot of people race to meet the deadline every year.

]]> By: Kim c http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462700 Kim c Thu, 24 Apr 2008 22:01:53 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462700 They haven't cashed our payment yet either. believe me I'm not worried about it! I'm more worried about spending the money that hasn't left the bank! They haven’t cashed our payment yet either. believe me I’m not worried about it! I’m more worried about spending the money that hasn’t left the bank!

]]> By: The Frugalista Files http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462682 The Frugalista Files Thu, 24 Apr 2008 21:09:37 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462682 I bet the IRS is swamped. Everyone is tax happy this year. Eco-stimi payments are coming. I bet the IRS is swamped. Everyone is tax happy this year. Eco-stimi payments are coming.

]]> By: Bret http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462673 Bret Thu, 24 Apr 2008 20:44:02 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462673 The IRS has a system where you can be setup to make electronic payments to them. I think the abbreviation is EFTPS (Electronic Federal Tax Payment System). There is a link on the home page www.irs.gov to Electronic IRS. It won't help in this case but should do so in the future. The IRS has a system where you can be setup to make electronic payments to them. I think the abbreviation is EFTPS (Electronic Federal Tax Payment System). There is a link on the home page http://www.irs.gov to Electronic IRS. It won’t help in this case but should do so in the future.

]]> By: Tyler http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462611 Tyler Thu, 24 Apr 2008 18:46:39 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462611 You always seem like your worried about something! Take a step back, forget about your debts, forget about payments, your husband looking for a job, etc. Forget it all! Get out and enjoy life, but don't spend money! Seriously, when you're older, you're going to wish you didn't worry. People worry too much. STOP WORRYING!!! Life is supposed to be enjoyed, not funktified.... You always seem like your worried about something! Take a step back, forget about your debts, forget about payments, your husband looking for a job, etc. Forget it all! Get out and enjoy life, but don’t spend money! Seriously, when you’re older, you’re going to wish you didn’t worry. People worry too much. STOP WORRYING!!! Life is supposed to be enjoyed, not funktified….

]]> By: Emmi http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462603 Emmi Thu, 24 Apr 2008 17:48:36 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462603 The penalties aren't that high for late or non-payment of estimated taxes (we're terrible about this ourselves, and when I discovered that missing an entire payment only cost me 1.89 at the end of the year, I'm now REALLY sloppy about it) if it has gone missing. Call if you are really worried, but personally, I'd sit tight another week to ten days. The penalties aren’t that high for late or non-payment of estimated taxes (we’re terrible about this ourselves, and when I discovered that missing an entire payment only cost me 1.89 at the end of the year, I’m now REALLY sloppy about it) if it has gone missing. Call if you are really worried, but personally, I’d sit tight another week to ten days.

]]> By: Jim ~ mydebtblog.com http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462558 Jim ~ mydebtblog.com Thu, 24 Apr 2008 15:52:23 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462558 I can't stand it when checks don't clear within a few days after I write it. Electronic banking is so much more efficient and I try to avoid using any more paper checks. Sure some things can still be paid by check but the delay is very annoying. With this being the IRS, I would assume they're overloaded with work right now and haven't processed the check yet. Keep an eye on it this week and if nothing happens soon, call them and find out what happened. I would highly suggest you do electronic draft to keep the IRS out of your worries. I can’t stand it when checks don’t clear within a few days after I write it. Electronic banking is so much more efficient and I try to avoid using any more paper checks. Sure some things can still be paid by check but the delay is very annoying. With this being the IRS, I would assume they’re overloaded with work right now and haven’t processed the check yet. Keep an eye on it this week and if nothing happens soon, call them and find out what happened. I would highly suggest you do electronic draft to keep the IRS out of your worries.

]]> By: triple-e http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462536 triple-e Thu, 24 Apr 2008 15:16:41 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462536 Call, get someone to put something down on "paper" somewhere, so when they want penalties or anything outrageous, you can show that you tried to do the right thing before they called you. Call, get someone to put something down on “paper” somewhere, so when they want penalties or anything outrageous, you can show that you tried to do the right thing before they called you.

]]> By: Ryan http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462507 Ryan Thu, 24 Apr 2008 14:39:04 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462507 When I mail anything tax related, fed or state, I always add delivery confirmation so no one can bug me later and I know when it got there. When I mail anything tax related, fed or state, I always add delivery confirmation so no one can bug me later and I know when it got there.

]]> By: Chief Family Officer http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462498 Chief Family Officer Thu, 24 Apr 2008 14:25:03 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462498 I don't have anything to add to the good advice you've already received. I just wanted to say that I know how you feel - I HATE it when payments don't post, and I get that knot in the stomach feeling too. In spite of all the good reasons to not worry and to wait, if it'll make you feel better, go ahead and call. At least they can note in your file that you are concerned and it'll be just another factor in your favor to establish good faith in case the check doesn't make it. Hang in there! I don’t have anything to add to the good advice you’ve already received. I just wanted to say that I know how you feel – I HATE it when payments don’t post, and I get that knot in the stomach feeling too. In spite of all the good reasons to not worry and to wait, if it’ll make you feel better, go ahead and call. At least they can note in your file that you are concerned and it’ll be just another factor in your favor to establish good faith in case the check doesn’t make it. Hang in there!

]]> By: Da Big D http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462479 Da Big D Thu, 24 Apr 2008 13:49:22 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462479 Why are you worried? If they don't get the check, they will contact you. If you can show good faith that you sent the first one, they will understand. STOP WORRING ABOUT THE THINGS YOU CAN'T CHANGE! If you worry about things you can not effect, what does that do to the things you can. Worry about what to eat for dinner, what clothes to wear, where your next walk will be to etc.... Why are you worried? If they don’t get the check, they will contact you. If you can show good faith that you sent the first one, they will understand. STOP WORRING ABOUT THE THINGS YOU CAN’T CHANGE!
If you worry about things you can not effect, what does that do to the things you can. Worry about what to eat for dinner, what clothes to wear, where your next walk will be to etc….

]]> By: Jason F http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462417 Jason F Thu, 24 Apr 2008 12:18:49 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462417 The IRS hasn't cashed my check either (for my income taxes), but fortunately I sent it certified mail and was able to track the number. For some reason it took 7 days to get from Washington DC to Atlanta! It was postmarked on time, so at this point I'm figuring its just a little slow getting through their processing. Another note, my state income tax payment took 12 days to get delivered and it only had to travel a 4-hour drive! The IRS hasn’t cashed my check either (for my income taxes), but fortunately I sent it certified mail and was able to track the number. For some reason it took 7 days to get from Washington DC to Atlanta! It was postmarked on time, so at this point I’m figuring its just a little slow getting through their processing.

Another note, my state income tax payment took 12 days to get delivered and it only had to travel a 4-hour drive!

]]> By: Mark B. http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462404 Mark B. Thu, 24 Apr 2008 11:55:18 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462404 I am a tax accountant, trust me, the IRS is VERY BUSY right now processing the payments that people sent in with their 4/15 returns and preparing for the economic stimulus payments. I would give it another few days before I do anything drastic. Next time you might want to consider sending the check via certified mail. We mail all correspondence to the IRS this way. I creates a trail in case it gets lost and provides confirmation that it made it. I am a tax accountant, trust me, the IRS is VERY BUSY right now processing the payments that people sent in with their 4/15 returns and preparing for the economic stimulus payments. I would give it another few days before I do anything drastic.

Next time you might want to consider sending the check via certified mail. We mail all correspondence to the IRS this way. I creates a trail in case it gets lost and provides confirmation that it made it.

]]> By: Nancy http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462378 Nancy Thu, 24 Apr 2008 11:23:50 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462378 I have to make my IRS payments electronically or I'm a mess worrying about whether it got there, did it get there on time, etc. I have to make my IRS payments electronically or I’m a mess worrying about whether it got there, did it get there on time, etc.

]]> By: twiggers http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462352 twiggers Thu, 24 Apr 2008 11:01:11 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462352 I've had it take up to 10 days for them to cash a check. However, it could indeed be because of everyone else paying for the 4/15 deadline and they are just backlogged. It couldn't hurt to call them though, just so that you're not worried anymore. I’ve had it take up to 10 days for them to cash a check. However, it could indeed be because of everyone else paying for the 4/15 deadline and they are just backlogged. It couldn’t hurt to call them though, just so that you’re not worried anymore.

]]> By: thehungrydollar.com http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462235 thehungrydollar.com Thu, 24 Apr 2008 04:40:11 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462235 Hey Tricia! It's been a while! I'm sorry to hear you're in a funk right now, but I agree with Nine Circles. The IRS doesn't wait to cash a check, so I would pull out the old phone book and start making some calls. I hope everything else is well... Hey Tricia! It’s been a while! I’m sorry to hear you’re in a funk right now, but I agree with Nine Circles. The IRS doesn’t wait to cash a check, so I would pull out the old phone book and start making some calls. I hope everything else is well…

]]> By: Fleur http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462234 Fleur Thu, 24 Apr 2008 04:19:32 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462234 Is this your quarterly payment for estimated taxes due April 15? If so, I'd give them a bit longer as they are likely overrun with last minute annual tax returns also due April 15. I think people who generally file extentions, or don't usually need to file at all, filed this year to take advantage of the tax rebate and I swear they all did it at the last minute!! Is this your quarterly payment for estimated taxes due April 15? If so, I’d give them a bit longer as they are likely overrun with last minute annual tax returns also due April 15. I think people who generally file extentions, or don’t usually need to file at all, filed this year to take advantage of the tax rebate and I swear they all did it at the last minute!!

]]> By: Nine Circles http://www.bloggingawaydebt.com/2008/04/crud/comment-page-1/#comment-462230 Nine Circles Thu, 24 Apr 2008 04:07:50 +0000 http://www.bloggingawaydebt.com/2008/04/crud/#comment-462230 In my experience the IRS cashes checks faster than anybody else. If I were you, I'd give them a call and check on it. In my experience the IRS cashes checks faster than anybody else. If I were you, I’d give them a call and check on it.

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