Net Worth
Good Info I've Collected
- Debt Calculators and Debt Reduction Resources
- Financial Calculators
- Free Stuff
- Increasing Your Income
- Keeping Motivated
- Living Frugal
- Random Money Saving Tip
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Thankfully I am starting to feel a little bit more like myself. The flu bug that I had was pretty icky. Now that I’m feeling better, that means I can get caught up on things. A few things to come: finishing that huge post of tips on how to save money with groceries, a book review, some thoughts about Craigslist and eBay and some stories from my credit card past.
For now, here’s some articles that caught my eye this week:
Over at We’re In Debt, someone tried to jack their credit card. Scary!
Cleverdude is running a series on ways to save money. He even mentioned one that we are trying, blocking off unused rooms. Which reminds me, it’s probably a good time to see how our electric/gas costs are doing this year compared to last year.
Jesse is holding a credit card cut-up contest. Top prize? An iPod nano (plus some other neat things).
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About This Site
Credit Card Debt
- Starting = $37,614
- Paid Off = $28,882
- Current = $8,732
- $25 ING Savings Bonus
Savings Account
- Current = $4,000
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Posted: February 29th, 2008 at 6:58 pm
In America every six seconds somebody is told “I Need Help With my Credit Card Debt”. The banks hear this hundreds of times a day, yet they keep loaning the money and charging the interest. As adults in the working community, we are doing the same thing our kids do. They ask for more candy and they get sick, we ask for more money and we get sick. Who’s fault is it when we give our kids too much candy and they get sick? We are the adults and should know better. The banks are to the experts and should know better. Or do they?
Posted: March 1st, 2008 at 7:41 pm
I am so glad that you made such a huge jump. In my eyes, you aren’t that far from four figures because of your savings, but that’s just how I look at things.
Posted: March 1st, 2008 at 11:10 pm
Wow. I are doing great job paying off debt like that. Keep doing it and get free.
Posted: March 2nd, 2008 at 12:08 am
I just finished reading your story. WOW! You need to put this into long text when your done, and publish it. I would then send it to your state Attorney General. They have no idea what we really have to go through.
God Bless you in your venture.
Tom
Posted: March 2nd, 2008 at 12:32 am
Thank you everyone
Danielle - It’s funny you mention our savings because the thought has crossed my mind to use our savings to get under $10,000. I feel like we are in the home stretch now, especially because we have that savings there.
I won’t use it for that, though. We may be needing it for other things.
Posted: March 2nd, 2008 at 9:09 am
Trish-
I know people don’t do things the way I do things, but in the past, when I have been in debt, I have used savings to pay it off. I just left a little bit, like $500 or so. (Or less).
Maybe, in a few months, if you feel like it, you can use your savings to go under 10K, and just leave like a thousand. But, it’s your choice. Congrats again, and good luck
Posted: March 2nd, 2008 at 8:55 pm
Good to hear that you’re feeling better.
Posted: March 3rd, 2008 at 5:05 pm
[...] Some of my favorite stories about getting out of debt are MyMoneyBlog (one of the few blogs that talks about wisely using debt for rewards/cash), My Wealth Builder, FreeMoneyFinance, and Blogging away Debt. [...]
Posted: March 5th, 2008 at 10:48 am
Yes. I are doing great job paying off debt like that. Keep doing it and get free.
Posted: March 22nd, 2008 at 3:04 pm
Great Job! Yes. Pay those big high interest cards off. Thats what I am doing. But my wife and I do have some new cards that are talked about on my blog. We save 15 to 20 cents a gallon with them and there is 0 cost to use them. Purchases are tracked online. Just pay they full amount on them every month to keep them paid down and they work great..
Charles