At the end of every month, I look at my Quicken file and determine how much more we can send towards our debt before the month end. This month, we could comfortably send $250 towards our debt.
But wait…if we send $365, we could get our debt balance below $16,000.
With being so close to that little milestone, I couldn’t help but tack on more to our end of January payment. Our checking account will be very low for a little while, but that just means we can’t spend money 
The extra money I sent today brings our credit card debt to $15,999.
Next up? $14,999 
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My Debt
- Original Debt: $38,495.86
- Paid: $17,435.80
- Remaining: $21,060.06
- Broken Down
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- Credit Card: $0 Woo Hoo!
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- Auto Loan 2: $11,379.87
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Posted: February 1st, 2008 at 2:48 am
Wow! 14,999 looks so much smaller than 15,999 – can’t wait for the next milestone!
Posted: February 1st, 2008 at 7:46 am
Inspiring… milestones definitely help us feel like we are getting somewhere:-) Awesome job on reaching one of yours!
Posted: February 1st, 2008 at 8:55 am
i do the same thing! when i can’t hit those thousands i’m just as excited about hitting the next hundred. have to keep believing it’s moving us faster in the direction we want to go.
Posted: February 1st, 2008 at 9:23 am
It is very motivating to hit those $1,000 milestones and break through them! Great job…you’ll be down to $10k before you know it.
Posted: February 1st, 2008 at 11:51 am
Good for you, that’s so exciting! The end is really in sight for you now.
Posted: February 1st, 2008 at 12:37 pm
This is so awesome! I can’t wait to see it hit $9,999!
Posted: February 1st, 2008 at 1:09 pm
Congrats! Can’t wait to read about you being under $15k in debt!
Posted: February 1st, 2008 at 1:32 pm
Great news!
You are a great motivator for the rest of us
Posted: February 1st, 2008 at 1:51 pm
woo hoo!! congrats! we just brought ours down from the 16k’s to the 15k’s this month too. feels good.
posted a link to one of your articles on my blog http://www.natedavidscott3.blogspot.com
Posted: February 1st, 2008 at 1:52 pm
sorry…the first comment had the wrong link
Posted: February 1st, 2008 at 1:52 pm
Congratulations! I’m plugging away at mine, too. Right now, I’m working a part time second job to make some extra payments on my credit cards. This month, I was able to pay an extra $430.00 on the card with my highest balance.
I also canceled the “security” insurance on the card, which was costing me between $16-$17.00 per month.
Posted: February 1st, 2008 at 4:34 pm
Congrats! I love to read about people who are successfully getting themselves out of debt. Three cheers for you!
Posted: February 1st, 2008 at 6:11 pm
Nice work, this is a method all always follow as well. Plus the feeling of hitting a milestone is rewarding, especially it you set the bar high and it takes some time to get there.
Posted: February 1st, 2008 at 7:16 pm
Great job!!
It’s amazing to see you drive down that debt.
Posted: February 1st, 2008 at 7:45 pm
Congratulations!
Posted: February 2nd, 2008 at 8:01 am
You are doing an incredible job in decreasing your debt.
I’m inspired !!
Posted: February 2nd, 2008 at 8:32 pm
Way to go! And thanks for inspiring me to do the same today. Paid extra to drop to 15K (down from owing 30K in 1/07). Just think. By Valentine’s Day next year, we can be credit card debt free!
Posted: February 3rd, 2008 at 11:48 am
Congrats Tricia! I’ve been watching that debt of yours go down over the last year and a half and I’m truly amazed at your dedication. Before you know it you’ll have everything paid off
Posted: February 3rd, 2008 at 1:10 pm
Going under the next thousand is an awesome feeling, I love those moments. Enjoy!
Posted: February 6th, 2008 at 9:07 am
congrats on your success. Have been steadily clearing off your debts I really appreciate that.