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Bad Habits & Bad Debt, Celebrating One Year, Job Searching and Simplifying Finances

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Oh boy. I think I’m paying for it today for my wonderful day yesterday. Perhaps I did too much too soon after being sick, because today I feel like I tank has run over me. Thankfully I was able to rest for a few extra hours and even my cat layed slept by my side the entire time. My cat is usually not one to do that. It makes you wonder what animals are thinking sometimes.

As for me, the rest wasn’t all that restful. I kept waking up and I was dreaming of a project I’m working on going haywire at work. It almost makes me wonder what lies there for me tomorrow morning. As suspected, I was running a fever and I always have some horrible dreams when I have a fever.

I hope I feel better tomorrow. As horrible as I feel right now…it was worth it for yesterday πŸ™‚

I am a little late in sharing some articles that caught my eye this week. Being sick has put me a bit behind with everything.

Cody shares that bad habits = bad debt. I’d have to agree.

JW celebrates one year of paying off their debt. Congrats, JW! I know you wanted it all paid off by this time, but you guys are doing awesome!!

For those in the job market, you may want to check out Matt’s ongoing series about job searching.

Lastly, Jim has an article on simplifying your personal finances. I’m thinking of doing this shortly by closing some of our credit cards.


10 Comments

  • Reply Rob Madrid |

    “even my cat layed by my side the entire time”

    According to Grammar Girl it should be “even my cat lay by my side…”

    The Brits have a slight advantage over Americans when it comes to using lie vs lay correct as one doesn’t sleep late but has a “lie in”. Yes I know it sounds wierd but it’s correct. Don’t feel bad thought becuase I teach English and I always ask non native speakers grammar questions.

  • Reply Tricia |

    Hmm…here’s more on lay vs. lie:

    link.

    I think I’ll just change it to slept πŸ˜› Once I’m feeling better I’ll try to understand it.

  • Reply Rob Madrid |

    don’t feel bad becuase I wouldn’t have known had I not heard it on a Grammar Girl podcast, and I teach English!!!!!!

  • Reply James Salmons |

    Think twice before closing credit card accounts. If you manage them well and they have no fees, they don’t hurt they help. One of the most important factors in computing your fico score is the ratio of your debt to credit.

    If you ever plan to fincance a home you want a high score. Most people know that. But most people don’t know other consequences. For example, your car insurance rates and many other things are also often affected by it.

  • Reply Rob Madrid |

    opps can’t edit comments, I teach english as a second language, bit of a difference πŸ™‚

  • Reply JW Thornhill |

    Tricia you’ve been a tremendous inspiration to us over the last 12 months! Thanks again for mentioning us. πŸ™‚

  • Reply Debt General |

    The internet is one of the best places for you to find many interesting debt free programs like a debt calculator. With programs like this you can map the way your life is progressing with regards to financial matters.

  • Reply jimma |

    If credit cards are the greatest source of bad debt, auto loans are a close second. You are upside down on the loan the second you drive off the dealership’s lot and it’s downhill from there. Too many people shrug off a car payment as a necessary evil.

So, what do you think ?