Comments on: How Long Did It Take Me To Max Out My First Credit Card http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/ Our Journey to a Debt-Free Life Sat, 21 Nov 2009 08:35:00 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Tabitha http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/comment-page-1/#comment-598903 Tabitha Mon, 22 Dec 2008 23:19:57 +0000 http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/#comment-598903 Hey Tricia! Hindsight is 20/20. Don't beat yourself up over the past - you have an amazing future ahead of you! Your blog is so inspiring, thank you for sharing it with everyone (even those who can't comment nicely). You ROCK! Hey Tricia! Hindsight is 20/20. Don’t beat yourself up over the past – you have an amazing future ahead of you! Your blog is so inspiring, thank you for sharing it with everyone (even those who can’t comment nicely). You ROCK!

]]> By: Cynthia http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/comment-page-1/#comment-357867 Cynthia Fri, 01 Feb 2008 03:48:09 +0000 http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/#comment-357867 I don't have any of my records from way back then. I wonder what my first charge was. I don't think I've ever maxed any out because like Catherine, they always upped my credit limit whenever I got close! At least now I have all this available credit and a rapidly shrinking balance - that looks better on the credit report, right!?! :) I don’t have any of my records from way back then. I wonder what my first charge was. I don’t think I’ve ever maxed any out because like Catherine, they always upped my credit limit whenever I got close! At least now I have all this available credit and a rapidly shrinking balance – that looks better on the credit report, right!?! :)

]]> By: Catherine http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/comment-page-1/#comment-357673 Catherine Fri, 01 Feb 2008 02:30:03 +0000 http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/#comment-357673 Tagged you on the 123 book meme! Only maxed out a card once, while I was waiting for the money to come through after my car was totaled. That was a rough winter. :( Since then, I've never been able to max them out, because as soon as I got close, they raised the limit! (I'm much better now...) Tagged you on the 123 book meme!

Only maxed out a card once, while I was waiting for the money to come through after my car was totaled. That was a rough winter. :( Since then, I’ve never been able to max them out, because as soon as I got close, they raised the limit! (I’m much better now…)

]]> By: MVP http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/comment-page-1/#comment-357252 MVP Fri, 01 Feb 2008 00:06:08 +0000 http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/#comment-357252 Okay, here's my cc confession: I can't say I ever maxed out a card, but I'm definitely guilty of abusing them. I got my first cards in college (one my mom gave me - it had a low APR, but I still had to pay it), mainly for emergencies, which of course turned into my travel/party/need-a-new-dress fund. I charged a couple trips to Mexico and music festivals as a poor college student, and I lived on them during the lean post-college, low-paying internship days. Once I got my better-paying, full-time job, I was into the single-girl life and used the cards mainly for car repairs, weekend ski trips (hey, how's a girl gonna meet someone if she just stays in her apartment all day?), and of course those emergency designer shoes! Then I got smart. I added up all the debt, got temporarily depressed, then realized it wouldn't be long, if I kept it up, before I wouldn't be able to pay my bills, and I had no one to bail me out. So I got on Dave Ramsey's plan and the rest is history. No more ccs for me! Okay, here’s my cc confession: I can’t say I ever maxed out a card, but I’m definitely guilty of abusing them. I got my first cards in college (one my mom gave me – it had a low APR, but I still had to pay it), mainly for emergencies, which of course turned into my travel/party/need-a-new-dress fund. I charged a couple trips to Mexico and music festivals as a poor college student, and I lived on them during the lean post-college, low-paying internship days. Once I got my better-paying, full-time job, I was into the single-girl life and used the cards mainly for car repairs, weekend ski trips (hey, how’s a girl gonna meet someone if she just stays in her apartment all day?), and of course those emergency designer shoes! Then I got smart. I added up all the debt, got temporarily depressed, then realized it wouldn’t be long, if I kept it up, before I wouldn’t be able to pay my bills, and I had no one to bail me out. So I got on Dave Ramsey’s plan and the rest is history. No more ccs for me!

]]> By: Al http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/comment-page-1/#comment-354457 Al Wed, 30 Jan 2008 21:48:20 +0000 http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/#comment-354457 Came across your blog and enjoy reading it. It makes me feel better, having no consumer debt (sorry!) I couldn't help but wonder, and I went through the archives with no luck, how you amassed so much CC debt?? (Though, admittedly I found a post about how you smoke, and I have very little sorrow for people in debt who fork over money for smokes {now, and in healthcare later.}) Good luck anyway, though! Came across your blog and enjoy reading it. It makes me feel better, having no consumer debt (sorry!) I couldn’t help but wonder, and I went through the archives with no luck, how you amassed so much CC debt?? (Though, admittedly I found a post about how you smoke, and I have very little sorrow for people in debt who fork over money for smokes {now, and in healthcare later.}) Good luck anyway, though!

]]> By: Mrs. Micah http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/comment-page-1/#comment-354273 Mrs. Micah Wed, 30 Jan 2008 18:22:11 +0000 http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/#comment-354273 Credit cards sound so easy--not having to worry about paying it all off now. I've never actually had one, so this is mostly theory. I'll remember this if I ever get my own. Credit cards sound so easy–not having to worry about paying it all off now. I’ve never actually had one, so this is mostly theory. I’ll remember this if I ever get my own.

]]> By: SavingDiva http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/comment-page-1/#comment-354242 SavingDiva Wed, 30 Jan 2008 16:42:16 +0000 http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/#comment-354242 I dont' think I've ever maxed out a card, but I had much higher limits. I dont’ think I’ve ever maxed out a card, but I had much higher limits.

]]> By: Frugal Dad http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/comment-page-1/#comment-354085 Frugal Dad Wed, 30 Jan 2008 11:34:52 +0000 http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/#comment-354085 I maxed out my first card at 20. I had just started working for a bank and their employee rate was too good to pass up. I promptly opened a $2,000 card and consolidated my other balances. And so it began - I should have cut up those cards, but I didn't, and soon ran those back up either. I maxed out my first card at 20. I had just started working for a bank and their employee rate was too good to pass up. I promptly opened a $2,000 card and consolidated my other balances. And so it began – I should have cut up those cards, but I didn’t, and soon ran those back up either.

]]> By: Ryan S. http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/comment-page-1/#comment-353924 Ryan S. Wed, 30 Jan 2008 07:56:13 +0000 http://www.bloggingawaydebt.com/2008/01/how-long-did-it-take-me-to-max-out-my-first-credit-card/#comment-353924 Gee, talk about starting small... but I'm so glad you've decided to attack your debt! - Ryan http://uncommon-cents.net/ Gee, talk about starting small… but I’m so glad you’ve decided to attack your debt!
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Ryan
http://uncommon-cents.net/

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