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	<title>Comments on: How I&#8217;m Staying Motivated Through a Setback</title>
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	<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/</link>
	<description>Our Journey to a Debt-Free Life</description>
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		<title>By: Looking for Guest Bloggers &#187; Blogging Away Debt</title>
		<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/comment-page-1/#comment-428047</link>
		<dc:creator>Looking for Guest Bloggers &#187; Blogging Away Debt</dc:creator>
		<pubDate>Sat, 15 Mar 2008 15:30:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/#comment-428047</guid>
		<description>[...] How I&#8217;m Staying Motivated Through a Setback Dealing With Setbacks, My Two Cents Worth The Generosity of a Stranger The Road to Becoming Debt Free Steps to Achieving Your Goals 101 Ways to Put $101 in Your Pocket This Month Debt Doesn&#8217;t Have to be Just a Part of Life How to Fight Discouragement About Debt Volatile Financial Cocktail Two Ideas for Your Credit Card Debt Reduction Plan Zen and the Art of Financial Prudence Super Simple Method for Debt Reduction Consumer Debt vs. Government Debt - How Can We Judge Congress When Our Plastic is Maxed Out Debt From Another Angle Lending on Prosper.com [...]</description>
		<content:encoded><![CDATA[<p>[...] How I&#8217;m Staying Motivated Through a Setback Dealing With Setbacks, My Two Cents Worth The Generosity of a Stranger The Road to Becoming Debt Free Steps to Achieving Your Goals 101 Ways to Put $101 in Your Pocket This Month Debt Doesn&#8217;t Have to be Just a Part of Life How to Fight Discouragement About Debt Volatile Financial Cocktail Two Ideas for Your Credit Card Debt Reduction Plan Zen and the Art of Financial Prudence Super Simple Method for Debt Reduction Consumer Debt vs. Government Debt &#8211; How Can We Judge Congress When Our Plastic is Maxed Out Debt From Another Angle Lending on Prosper.com [...]</p>
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		<title>By: paidtwice</title>
		<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/comment-page-1/#comment-253881</link>
		<dc:creator>paidtwice</dc:creator>
		<pubDate>Sat, 08 Dec 2007 03:47:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/#comment-253881</guid>
		<description>Thanks for the responses!  Indeed, all the more motivation to be debt free - and I&#039;m glad that your situation Karen turned out well in the end!</description>
		<content:encoded><![CDATA[<p>Thanks for the responses!  Indeed, all the more motivation to be debt free &#8211; and I&#8217;m glad that your situation Karen turned out well in the end!</p>
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		<title>By: rolleyes &#187; Blog Archive &#187; First Seven Days of December</title>
		<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/comment-page-1/#comment-253870</link>
		<dc:creator>rolleyes &#187; Blog Archive &#187; First Seven Days of December</dc:creator>
		<pubDate>Sat, 08 Dec 2007 03:33:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/#comment-253870</guid>
		<description>[...] @ Blogging Away Debt is staying motivated through some setbacks. See what she is doing to cope with this situation! You may be able to [...]</description>
		<content:encoded><![CDATA[<p>[...] @ Blogging Away Debt is staying motivated through some setbacks. See what she is doing to cope with this situation! You may be able to [...]</p>
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	<item>
		<title>By: Dealing With Setbacks, My Two Cents Worth &#187; Blogging Away Debt</title>
		<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/comment-page-1/#comment-253584</link>
		<dc:creator>Dealing With Setbacks, My Two Cents Worth &#187; Blogging Away Debt</dc:creator>
		<pubDate>Sat, 08 Dec 2007 01:35:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/#comment-253584</guid>
		<description>[...] Karen: I know EXACTLY how you feel. A similar letter arrived in my mailbox... [...]</description>
		<content:encoded><![CDATA[<p>[...] Karen: I know EXACTLY how you feel. A similar letter arrived in my mailbox&#8230; [...]</p>
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		<title>By: Karen</title>
		<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/comment-page-1/#comment-252987</link>
		<dc:creator>Karen</dc:creator>
		<pubDate>Fri, 07 Dec 2007 18:47:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/#comment-252987</guid>
		<description>I know EXACTLY how you feel. A similar letter arrived in my mailbox about 18 months ago.  Mine was that my mortgage was sold and due to differences in the way they calculated escrow accounts, my payment went up $100/month.  Let me tell you, on a single income, that was hard.  And I fought them, as I had put 20% down and wasn&#039;t required to have them escrow my taxes and insurance.  But they fought back, saying that I had to prove now that I had 25% equity(!), that would cost me several hundred more $$ for an appraisal by a &quot;licensed appraiser&quot;.  Well!  Basically, this mortgage company (which begins with citi...) decided they wanted to &quot;hold&quot; $800 more of MY money as a cushion, well, just because they CAN.  The good news is that I weathered the &quot;storm&quot;, you will too; and on a happy note, I did get a big refund in escrow after the year was up (go figure that one).  It really is a travesty some of the stuff that the mortgage and credit card companies pull.  All the more motivation to be truly debt-free!</description>
		<content:encoded><![CDATA[<p>I know EXACTLY how you feel. A similar letter arrived in my mailbox about 18 months ago.  Mine was that my mortgage was sold and due to differences in the way they calculated escrow accounts, my payment went up $100/month.  Let me tell you, on a single income, that was hard.  And I fought them, as I had put 20% down and wasn&#8217;t required to have them escrow my taxes and insurance.  But they fought back, saying that I had to prove now that I had 25% equity(!), that would cost me several hundred more $$ for an appraisal by a &#8220;licensed appraiser&#8221;.  Well!  Basically, this mortgage company (which begins with citi&#8230;) decided they wanted to &#8220;hold&#8221; $800 more of MY money as a cushion, well, just because they CAN.  The good news is that I weathered the &#8220;storm&#8221;, you will too; and on a happy note, I did get a big refund in escrow after the year was up (go figure that one).  It really is a travesty some of the stuff that the mortgage and credit card companies pull.  All the more motivation to be truly debt-free!</p>
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	<item>
		<title>By: Guest Post and Next Books &#124; I've Paid For This Twice Already...</title>
		<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/comment-page-1/#comment-252861</link>
		<dc:creator>Guest Post and Next Books &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Fri, 07 Dec 2007 16:52:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/#comment-252861</guid>
		<description>[...] off, welcome to my new visitors from Blogging Away Debt! I have a guest post there today about How I&#8217;m Staying Motivated Through a Setback. If you are one of my regular readers and haven&#8217;t seen it yet, I encourage you to click over [...]</description>
		<content:encoded><![CDATA[<p>[...] off, welcome to my new visitors from Blogging Away Debt! I have a guest post there today about How I&#8217;m Staying Motivated Through a Setback. If you are one of my regular readers and haven&#8217;t seen it yet, I encourage you to click over [...]</p>
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		<title>By: Colleen in MA</title>
		<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/comment-page-1/#comment-252761</link>
		<dc:creator>Colleen in MA</dc:creator>
		<pubDate>Fri, 07 Dec 2007 15:41:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/#comment-252761</guid>
		<description>Thank you for sharing this - your upbeat attitude is inspiring and will certainly be a big part of your success. I also find it satisfying that the things I&#039;m learning as I get out of debt can also apply to other &quot;setbacks&quot; in life. In other words, the payoff to getting out of debt can be bigger than financial! You beautifully illustrated that in your guest post.</description>
		<content:encoded><![CDATA[<p>Thank you for sharing this &#8211; your upbeat attitude is inspiring and will certainly be a big part of your success. I also find it satisfying that the things I&#8217;m learning as I get out of debt can also apply to other &#8220;setbacks&#8221; in life. In other words, the payoff to getting out of debt can be bigger than financial! You beautifully illustrated that in your guest post.</p>
]]></content:encoded>
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		<title>By: Mar</title>
		<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/comment-page-1/#comment-252635</link>
		<dc:creator>Mar</dc:creator>
		<pubDate>Fri, 07 Dec 2007 14:20:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/#comment-252635</guid>
		<description>Just think how badly this would have hit you if you didn&#039;t have goals, if you didn&#039;t have a budge, and if you were just piling up more debt.  Good luck with the debt reduction! Good luck!</description>
		<content:encoded><![CDATA[<p>Just think how badly this would have hit you if you didn&#8217;t have goals, if you didn&#8217;t have a budge, and if you were just piling up more debt.  Good luck with the debt reduction! Good luck!</p>
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		<title>By: Mar</title>
		<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/comment-page-1/#comment-252633</link>
		<dc:creator>Mar</dc:creator>
		<pubDate>Fri, 07 Dec 2007 14:20:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/#comment-252633</guid>
		<description>Just think how badly this would have hit you if you didn&#039;t have goals, if you didn&#039;t have a budge, and if you were just piling up more debt.  Good luck with the debt reduction!</description>
		<content:encoded><![CDATA[<p>Just think how badly this would have hit you if you didn&#8217;t have goals, if you didn&#8217;t have a budge, and if you were just piling up more debt.  Good luck with the debt reduction!</p>
]]></content:encoded>
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		<title>By: JvW</title>
		<link>http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/comment-page-1/#comment-251270</link>
		<dc:creator>JvW</dc:creator>
		<pubDate>Fri, 07 Dec 2007 03:22:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.bloggingawaydebt.com/2007/12/how-im-staying-motivated-through-a-setback/#comment-251270</guid>
		<description>This is going to come in handy! Nice post!</description>
		<content:encoded><![CDATA[<p>This is going to come in handy! Nice post!</p>
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