Debt Forums – A Collection of Ones I Have Found

I’ve had a few people ask me if I knew of any debt forums out there. In lieu of being able to talk about your debt with friends and relatives, it may be nice to have somewhere online to go to ask questions, vent, or celebrate as you pay off your debt.

So I went searching…and searching…for some debt forums and I have some information about each one that I found.

Just a note – the list here is in alphabetical order and by listing them here I’m not endorsing any of these forums (I’m not a member at most of them). I felt there was a need for a list like this for reference. As I’ve found to be the case, some forums provide a better “fit” than others.

Saving Advice Debt Forum – This is one of the many personal finance related forums on the Saving Advice site. The forums are active and it’s a great way to get any of debt related questions answered on a timely basis. It’s a good place to visit if you are looking for a variety of opinions to a debt question.

About.com Credit/Debt Forums – For some reason, this site doesn’t like me and it won’t let me validate my email address so I can view the boards. They say you can log in as a guest to view the forums and give you a link, but you are sent to the login screen and you aren’t told how to log in as a guest! Argh. Maybe some of you will have better luck than me getting access to it if you happen to join this one.

Circle Debt Forums – This forum is very new and has sections for types of debt and personal finance in general. It is not very active at the moment and they have 38 members. They are also having a contest to help get new members. You can win $300 cash by posting, referring members or writing articles.

Debt Consolidation Care – I’ve been watching this debt forum on and off for a little while and have referred some people to it personally through email. It is more focused (and active) in the debt consolidation and collection agencies sections. If you are having creditors knock on your door, this may be the forum for you. Overall, it is a very active forum with A LOT of posts.

Debt Management Talk – This one you may remember from a little while ago. The owner over there did a guest post on here about 101 ways to put $101 in your pocket this month. This forum has 221 members and has sections on the human side of debt and understanding debt. This debt forum is the only one that I know of that offers its posters some revenue sharing by rotating their Google adsense code into the rotation.

Debt Questions Forums – This one is a UK based debt forum that has sections on debt questions, debt solutions and bankruptcy. With 4,721 members, it is more active than some of the other debt forums I have listed.

Destroy Debt Forums – This forum is also fairly new and doesn’t have much activity. They have sections about getting out of debt, improving credit and avoiding debt. As of right now, they have 143 registered members.

iVillage Debt Support Group – This one is more like a debt support message board than a debt forum, but I included it here. It focuses on women and debt and is more of a place to go to track your debt and get some emotional support.

Living Like No One Else Forums – This debt forum is highly influenced by Dave Ramsey, although it is not affiliated with his company. It has over 5,000 members and it is very active. Some of the sections include Dave’s teachings on eliminating debt as well as other money topics.

I’m sure there are more out there, so if there is one that you know of please contact me (you can try leaving a comment, but it might get filtered out by my spam filter). I will add them to this list.

Posted by Tricia on November 19, 2007 at 5:38 PM in General Debt | 20 Comments »
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JLP’s Weekly Roundup (Week of November 12, 2007)—ï¿½ AllFinancialMatters responded:
Posted: November 19th, 2007 at 8:55 pm
[...] has a collection of debt forums she has found. – This is a cool [...]
Lucy Lastic responded:
Posted: November 20th, 2007 at 5:08 am
The best UK finance forums ever are the Money Saving Expert ones – http://forums.moneysavingexpert.com/ – they’ve got a great debt sub-forum with bags of support from other users, and loads of other thriving sub-forums for stuff like old-style thrift, coupons, cash for clicks, money saving techie stuff and stacks more. There are thousands of active members on the forums, with answers to a zillion questions. Many of the members are from overseas, particularly on the Old-Style board, so even if you’re not in the UK it’s well worth a look.

I’m definitely a raving fan of theirs
Tricia responded:
Posted: November 20th, 2007 at 7:56 am
Hi Lucy – thanks for the link! I’ll have to check it out
little_earth responded:
Posted: November 20th, 2007 at 10:55 am
I’m a DCC member all the way. Stumbled upon it while looking for more debt… Instead I found a way out from under it. Well I found a light, I’m still working my way out of the tunnel.
FinanceIsPersonal.com responded:
Posted: November 20th, 2007 at 11:15 am
Who would have thought that debt was such a popular topic to chat about online? I guess most people are caught deeply in debt, so it makes sense.
Rob in Madrid responded:
Posted: November 20th, 2007 at 4:15 pm
I would add the forums over at getrichslowly.org
Jim ~ mydebtblog.com responded:
Posted: November 21st, 2007 at 11:29 am
I don’t like forums because they all have a common problem called trolls. A troll is one of those people who go on those things to rip on people actually looking for help. I will read them for advice and ideas but won’t post anything on them so the trolls leave me alone. Blogs are a little better in the sense that you can control whether or not you allow people to post garbage in the comments. Neat list though and I will check them out.
JW Thornhill responded:
Posted: November 21st, 2007 at 5:34 pm
AWESOME collection! I never knew there were that many debt forums out there.

I have to admit that I received a lot of help from the Living Like No One Else forum. Many of the members there help us with our first zero-based budget.

Thanks
The Friday Gathering for 11/23/2007 - Black Friday responded:
Posted: November 23rd, 2007 at 7:11 pm
[...] Blogging Away Debt – Debt Forums – A Collection of Ones I Have Found [...]
Carnival of Debt Reduction #115 - Holiday World Tour | beingfrugal.net responded:
Posted: November 26th, 2007 at 4:03 am
[...] presents Debt Forums – A Collection of Ones I Have Found posted at Blogging Away Debt. There’s strength in numbers. If you don’t have any local [...]
Personal Finance Forums - A Collection of Ones I Have Found » Blogging Away Debt responded:
Posted: November 26th, 2007 at 10:30 pm
[...] week, I wrote about Debt Forums. After receiving a comment (thank you!) listing a general finance forum, I thought it would be a [...]
Weekly Carnival Time! | My Dollar Plan responded:
Posted: November 27th, 2007 at 1:20 pm
[...] Away DebtÂ has postedÂ Debt Forums – A Collection of Ones I Have Found. It’s a great [...]
Cari responded:
Posted: November 27th, 2007 at 2:54 pm
What about CreditBoards?
Shauna responded:
Posted: December 13th, 2007 at 11:08 am
Personal blogs are helpful too. They really unify the process as a whole… I’m blogging mine at
http://shauna26.wordpress.com.

Maybe not great for everyone. But for that niche, post-grad professionals, it works!
FreeBT responded:
Posted: December 29th, 2007 at 1:25 pm
Hiya:

FYI: I’ve found some good advice at http://www.DebtHelp.tv
dobbie responded:
Posted: February 13th, 2008 at 1:06 am
find some answers to different debt situations here;[url]http://www.christiandebtforum.com/forum/index.php[/url]
DebtFreeDave responded:
Posted: August 7th, 2008 at 1:10 am
I have had a hard time finding info on forums for debt thanks….
dexter responded:
Posted: November 6th, 2008 at 5:45 am
What a great blog, interesting topics! I love reading this material.
Moniboniz responded:
Posted: February 20th, 2009 at 12:59 pm
Hello…
haviland responded:
Posted: June 23rd, 2009 at 3:54 am
This is a great blog. Even though so many people are struggling with mountains of debt these days, there is still a great reluctance to talk to anybody about it. With forums you can retain your anonymity and get advice (and perhaps even some sympathy!) from others who know what it feels like.