Hopefully everything with your husband’s pay gets resolved quickly. Glitches suck when they involve money.

One other thought…you mentioned that in the past if you didn’t have this savings, you would have kicked into over-drive thinking of other ways to earn money quickly. Maybe you can use a little bit of the residual adrenaline right now for you or your husband to go kick up a little extra income…no harm in bolstering the savings even more or spending a month or two (thanks to the minor panic caused by the employer) putting more toward debt!

BUT…if the employer offered to loan the money, I would take it so I didn’t have to lose out on the interest in the savings. of course, by borrow, I mean zero interest.

Not so impressed with the paycheck people. No not at all. :mutter:

I hope they issue you a check NOW instead of making you wait for your next check.

I remember back when my husband and I were first married and living very much paycheck to paycheck, his Friday paycheck didn’t arrive until Monday. It was only 3 days, but it was super-stressful. We were very fortunate not to have any checks bounce!

It’s definitely much better to have a savings cushion.

And I appreciate that your husband’s boss offered a loan out of his personal funds. That’s a very nice thing to do, and would certainly solidify my allegiance to that supervisor.

I just wanted to mention though, that it’s not a ‘loan’ if you’ve already earned it. That paycheque is money that already BELONGS to your husband. It shouldn’t be YOUR pride that holds you back, the COMPANY should be the one that is embarrassed here. What kind of way is that to treat someone that you value? Not paying them for work they’ve already performed? You’d never ‘have a glitch’ paying for the groceries that you already ate last week, would you?

My husband’s boss I guess is more like his supervisor. He isn’t involved with payroll except for making sure the payroll department paid his employees. He himself is also an employee. So, it was really nice of him to offer a loan using his personal funds.

But Dedicated is right. Any time that you don’t receive a paycheck, a red flag should go up. In our case, given the employer, it doesn’t surprise me that this check slipped through the cracks. I also have full trust that the pay will be with the next paycheck.

If not, they will be subject to the “Wrath of Tricia” LOL

I once had an employer that had a “glitch” in his system. I believed everything he said. I believed he was financially savvy enough to not worry about his circumstances.

As an employer now, I realize this is not acceptable. It is illegal for an employer, for any reason to hold back earnings. Should a “glitch” happen, I would do what ever I could to make good the payrolls. And I would succeed, most likely without informing any employees about the situation. Even if it meant pulling personal funds to do it.

Here is my big red flag – BEWARE. Your hubby’s check could be at bigger risk then you know. I worked for free for weeks before I saw the writing. I don’t care if you have the money or not. There is an employer/employee relationship here that must be maintained at all times. Friendship must be set aside. Even if you don’t need the money, why should you lose interest on your savings and the security you are building for your family, for a person who knew the risks of business and took them anyway.

Make sure this does not become a habit. Charity begins at home and all that jazz.

End warning.

Good for you, I’m glad you have a cushion for the unexpected!

Thanks for sharing your world with the rest of us who aren’t quite to where you are in achieving financial freedom. We’ll get there, I know. Thanks for lighting the way.

It’s nice having something to fall back on isn’t it!

it was really nice that your husband’s boss offered a loan. glad that you didn’t have to take it, but is was a nice gesture.