Comments on: Reader Question – The Ways We Are Making More Money http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/ Our Journey to a Debt-Free Life Sat, 07 Nov 2009 20:44:47 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Money Smart Life » Personal Finance Mid Week Review - Free Stuff Edition http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-38408 Money Smart Life » Personal Finance Mid Week Review - Free Stuff Edition Thu, 03 May 2007 13:26:23 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-38408 [...] Away Debt tells us how she makes extra money for her [...] [...] Away Debt tells us how she makes extra money for her [...]

]]> By: Kellie http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-38041 Kellie Mon, 30 Apr 2007 04:00:35 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-38041 It is a lot easier to say "get any old job" but it can be hard. My fiance has dealt with this for the past 2-3 years and has finally gone back to school. He has applied for menial jobs left and right and no one hires him because of being "over qualified". If he were to not list the things that made him over qualified - well then he wouldn't have a resume. He's applied at many temp agencies and he has gotten jobs - temp ones not long term which is the downer. He has gotten referrals and other work from those temp jobs - but again it's only temporary. He's applied at Manpower and Manpower Professional. He was told at regular manpower that he was too over qualified and that they wouldn't find a decent job for him (even though he said he'd do anything) so they sent him to manpower professional. At manpower professional they told him he didn't have enough schooling! So he's stuck in the middle, over qualified for the "menial" jobs and under qualified for the "professional" jobs. Things will get better Tricia! It's not life if it isn't without a few bumps in the road that's for sure! Try to keep your head up, tell your husband too, because there is light at the end of the tunnel. It is a lot easier to say “get any old job” but it can be hard. My fiance has dealt with this for the past 2-3 years and has finally gone back to school. He has applied for menial jobs left and right and no one hires him because of being “over qualified”. If he were to not list the things that made him over qualified – well then he wouldn’t have a resume. He’s applied at many temp agencies and he has gotten jobs – temp ones not long term which is the downer. He has gotten referrals and other work from those temp jobs – but again it’s only temporary. He’s applied at Manpower and Manpower Professional. He was told at regular manpower that he was too over qualified and that they wouldn’t find a decent job for him (even though he said he’d do anything) so they sent him to manpower professional. At manpower professional they told him he didn’t have enough schooling! So he’s stuck in the middle, over qualified for the “menial” jobs and under qualified for the “professional” jobs.

Things will get better Tricia! It’s not life if it isn’t without a few bumps in the road that’s for sure! Try to keep your head up, tell your husband too, because there is light at the end of the tunnel.

]]> By: Everybody Loves Your Money » Blog Archive » Top Posts From Around The PF Blogs http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-38039 Everybody Loves Your Money » Blog Archive » Top Posts From Around The PF Blogs Mon, 30 Apr 2007 03:45:21 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-38039 [...] @ BloggingAwayDebt discusses alternate sources of income.  My family does a few things to pick up extra money.  This blog gives us a bit and my [...] [...] @ BloggingAwayDebt discusses alternate sources of income.  My family does a few things to pick up extra money.  This blog gives us a bit and my [...]

]]> By: danielle http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-38021 danielle Sun, 29 Apr 2007 19:38:17 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-38021 My father has taken jobs temporarily before that he was overqualified for- he just left out the parts which made him appear overqualified. I am debt free, but I have been where a lot of you are now- paying off debt. I did it without any kind of advice from anyone or anything. In reality, there are only two things you can do about it- increase your income or decrease your expenses. If you can do both (which I did), then all the better. The best thing you can do to increase your income is to get a second job. It wore me out too, but I invested in some caffeine. Good luck. My father has taken jobs temporarily before that he was overqualified for- he just left out the parts which made him appear overqualified.

I am debt free, but I have been where a lot of you are now- paying off debt. I did it without any kind of advice from anyone or anything. In reality, there are only two things you can do about it- increase your income or decrease your expenses. If you can do both (which I did), then all the better. The best thing you can do to increase your income is to get a second job. It wore me out too, but I invested in some caffeine. Good luck.

]]> By: Mandi http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-38005 Mandi Sun, 29 Apr 2007 16:33:25 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-38005 Sorry, the line that follows: "I love basically smack dab between Lansing, Flint and Detroit." was supposed to be: "I live basically smack dab between Lansing, Flint and Detroit." Sorry, the line that follows:

“I love basically smack dab between Lansing, Flint and Detroit.”

was supposed to be:

“I live basically smack dab between Lansing, Flint and Detroit.”

]]> By: Mandi http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-38004 Mandi Sun, 29 Apr 2007 16:31:13 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-38004 I love basically smack dab between Lansing, Flint and Detroit. Back in November of 2006 my husband lost his position, and I can say that after beating the streets, newspapers, the Michigan Talant Bank, job fairs and door to door applications he FINALLY FOUND something just last week. Just two days ago we got our first paycheck. Yes, there are all kinds of jobs out there. One must consider that MANY MANY places are turning down potential employees due to over-qualifications. Yes we heard that many times. I'm sure there will be questions as to how we managed 5 months of unemployment (without unemployment benifits). We took a very costly loan out on our income tax through H&R Block. We carefully budgeted our finances through Quicken (thanks Tricia for making it easier). We made one large eBay sale of our recreational vehicle. We cleaned up our yard and sold scrap to our local Recycling Yard. Two of our credit cards were late and we had to return our vehicle lease in the process so now we have to deal with the downfall. I'm not trying to flame, please don't think so, but I am certain that with how much Tricia and her family are intent on "Blogging Away Debt" that her husband is indeed searching for a position that would benifit their family. Mandi I love basically smack dab between Lansing, Flint and Detroit. Back in November of 2006 my husband lost his position, and I can say that after beating the streets, newspapers, the Michigan Talant Bank, job fairs and door to door applications he FINALLY FOUND something just last week. Just two days ago we got our first paycheck.

Yes, there are all kinds of jobs out there. One must consider that MANY MANY places are turning down potential employees due to over-qualifications. Yes we heard that many times.

I’m sure there will be questions as to how we managed 5 months of unemployment (without unemployment benifits). We took a very costly loan out on our income tax through H&R Block. We carefully budgeted our finances through Quicken (thanks Tricia for making it easier). We made one large eBay sale of our recreational vehicle. We cleaned up our yard and sold scrap to our local Recycling Yard.

Two of our credit cards were late and we had to return our vehicle lease in the process so now we have to deal with the downfall.

I’m not trying to flame, please don’t think so, but I am certain that with how much Tricia and her family are intent on “Blogging Away Debt” that her husband is indeed searching for a position that would benifit their family.

Mandi

]]> By: Matt http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-38002 Matt Sun, 29 Apr 2007 16:03:02 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-38002 I've been debating taking on some part time jobs like you did but I'm thinking that might just burn me out. I guess I'll have to figure out what the best way to make a little extra cash is. I’ve been debating taking on some part time jobs like you did but I’m thinking that might just burn me out. I guess I’ll have to figure out what the best way to make a little extra cash is.

]]> By: Kristina http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-38000 Kristina Sun, 29 Apr 2007 15:22:42 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-38000 Tricia, Thanks for your answer, and sorry for prying. This is obviously an issue for you to handle as you wish in your marriage, and I imagine it can be a struggle. I hope your husband will find the inspiration to, for the short-term, go out and do any paid work he can find that is moral and legal. Even lowly minimum wage labor will bring in over $1000 a month to make your debt disappear so much faster. I know people who have earned reasonable extra funds through lawn mowing, childcare, house cleaning, retail, being a waiter, pizza delivery, etc, etc. And many of these jobs can be flexible. I only give this obvious advice because I know that getting out of debt slowly can be depressing and can cause people to lose hope. (Although hopefully this blog keeps it hopeful and exciting!) It's so much more invigorating and hopeful to go see the debt go away relatively quickly and to see more of your income each month going to debt reduction rather than interest payments. Again, you already know this, but I hope my musings are a tiny bit helpful. Tricia,
Thanks for your answer, and sorry for prying. This is obviously an issue for you to handle as you wish in your marriage, and I imagine it can be a struggle. I hope your husband will find the inspiration to, for the short-term, go out and do any paid work he can find that is moral and legal. Even lowly minimum wage labor will bring in over $1000 a month to make your debt disappear so much faster. I know people who have earned reasonable extra funds through lawn mowing, childcare, house cleaning, retail, being a waiter, pizza delivery, etc, etc. And many of these jobs can be flexible.

I only give this obvious advice because I know that getting out of debt slowly can be depressing and can cause people to lose hope. (Although hopefully this blog keeps it hopeful and exciting!) It’s so much more invigorating and hopeful to go see the debt go away relatively quickly and to see more of your income each month going to debt reduction rather than interest payments. Again, you already know this, but I hope my musings are a tiny bit helpful.

]]> By: Tricia http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-37999 Tricia Sun, 29 Apr 2007 15:16:51 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-37999 danielle - living in a rural area does put a damper on things. My husband has already worked delivering/making pizzas and he's worked at the local grocery store. The only place that seems to always be hiring is Burger King and he really wants to avoid fast food. He could get a job in the next town, but then there are commuting costs and the wear on our only car to consider. We have briefly discussed possibly moving, but that's not something I would like to do. I'll talk more about that this week. danielle – living in a rural area does put a damper on things. My husband has already worked delivering/making pizzas and he’s worked at the local grocery store. The only place that seems to always be hiring is Burger King and he really wants to avoid fast food. He could get a job in the next town, but then there are commuting costs and the wear on our only car to consider.

We have briefly discussed possibly moving, but that’s not something I would like to do. I’ll talk more about that this week.

]]> By: danielle http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-37997 danielle Sun, 29 Apr 2007 15:00:57 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-37997 I think she really means, like why isn't he doing anything at all? Like, just take the first thing he can get. It is better to take a low paying job in the mean time, than to have none at all. I think maybe because you live in a rural area, this might be hard. For those of us in more populous areas, there are plenty of places to "get any job" at, but in areas where there is one exit for two towns- might be hard. I think she really means, like why isn’t he doing anything at all? Like, just take the first thing he can get. It is better to take a low paying job in the mean time, than to have none at all.
I think maybe because you live in a rural area, this might be hard. For those of us in more populous areas, there are plenty of places to “get any job” at, but in areas where there is one exit for two towns- might be hard.

]]> By: Tricia http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-37995 Tricia Sun, 29 Apr 2007 14:31:10 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-37995 danielle - that's an idea, but I'm not sure I am up to that! LOL. Kristina - Yes, we are only down to 1 full-time job, and that is mine. My husband only has his temporary job right now. He was able to work 6 hours a few weeks ago but now he doesn't have anything. He has been told he has more projects he can do, but he hasn't been given them yet to get going on them. He does have something different lined up for a few weeks in summer. Last year was a great year with the intensity. We both were working a full-time job and I had my part time jobs. Being able to pay $1,000 at a time felt so nice. This year, well, it's a bit different. danielle – that’s an idea, but I’m not sure I am up to that! LOL.

Kristina – Yes, we are only down to 1 full-time job, and that is mine. My husband only has his temporary job right now. He was able to work 6 hours a few weeks ago but now he doesn’t have anything. He has been told he has more projects he can do, but he hasn’t been given them yet to get going on them. He does have something different lined up for a few weeks in summer.

Last year was a great year with the intensity. We both were working a full-time job and I had my part time jobs. Being able to pay $1,000 at a time felt so nice. This year, well, it’s a bit different.

]]> By: Kristina http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-37994 Kristina Sun, 29 Apr 2007 13:38:23 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-37994 Ultimately it's none of my business, but since you said you were open to questions, I remain confused. Why doesn't your husband work (any job! even pizza delivery brings in decent money!) most hours that you are not working (so you can trade off childcare)? And do you mean you are now down to just 1 full-time job? I found the most helpful way to get out of debt was to have us go crazy (for the short-term!) with work. Though it's tough, I promise that it's easier to suffer in the short-term to pay off the debt quickly and clean up the mess you've made over so many previous years. It's not exactly easy to pay off the debt over an extended period of time, so why not increase the intensity and do it faster? Then you can get on faster to living debt free, having a savings account, saving for retirement and your child's college, taking vacations with cash, etc. Just a thought! Ultimately it’s none of my business, but since you said you were open to questions, I remain confused. Why doesn’t your husband work (any job! even pizza delivery brings in decent money!) most hours that you are not working (so you can trade off childcare)? And do you mean you are now down to just 1 full-time job?

I found the most helpful way to get out of debt was to have us go crazy (for the short-term!) with work. Though it’s tough, I promise that it’s easier to suffer in the short-term to pay off the debt quickly and clean up the mess you’ve made over so many previous years. It’s not exactly easy to pay off the debt over an extended period of time, so why not increase the intensity and do it faster? Then you can get on faster to living debt free, having a savings account, saving for retirement and your child’s college, taking vacations with cash, etc.
Just a thought!

]]> By: danielle http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/comment-page-1/#comment-37990 danielle Sun, 29 Apr 2007 12:57:13 +0000 http://www.bloggingawaydebt.com/2007/04/reader-question-the-ways-we-are-making-more-money/#comment-37990 One of my friends paid off her debt by doing phone sex, lol. You could always try that. I could never do it, but one never knows. One of my friends paid off her debt by doing phone sex, lol. You could always try that.
I could never do it, but one never knows.

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