Comments on: Two Ideas for Your Credit Card Debt Reduction Plan http://www.bloggingawaydebt.com/2007/02/two-ideas-for-your-credit-card-debt-reduction-plan/ Our Journey to a Debt-Free Life Sat, 07 Nov 2009 20:44:47 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: judd http://www.bloggingawaydebt.com/2007/02/two-ideas-for-your-credit-card-debt-reduction-plan/comment-page-1/#comment-26950 judd Tue, 13 Mar 2007 05:45:11 +0000 http://www.bloggingawaydebt.com/2007/02/two-ideas-for-your-credit-card-debt-reduction-plan/#comment-26950 really good flick about the industry. people got to fight back. "In Debt We Trust." really good flick about the industry. people got to fight back. “In Debt We Trust.”

]]> By: Blog Review : Blogging Away Debt By Tricia (Ask Mr Credit Card’s Blog) http://www.bloggingawaydebt.com/2007/02/two-ideas-for-your-credit-card-debt-reduction-plan/comment-page-1/#comment-26146 Blog Review : Blogging Away Debt By Tricia (Ask Mr Credit Card’s Blog) Tue, 06 Mar 2007 03:01:57 +0000 http://www.bloggingawaydebt.com/2007/02/two-ideas-for-your-credit-card-debt-reduction-plan/#comment-26146 [...] by me during the last week of January when she went shopping for her insurance. The article was 2 Ideas for your Credit Card Reduction Plan. I had forgotten to thank her and so this is way to say “Thanks Tricia for letting me be a [...] [...] by me during the last week of January when she went shopping for her insurance. The article was 2 Ideas for your Credit Card Reduction Plan. I had forgotten to thank her and so this is way to say “Thanks Tricia for letting me be a [...]

]]> By: judd http://www.bloggingawaydebt.com/2007/02/two-ideas-for-your-credit-card-debt-reduction-plan/comment-page-1/#comment-25100 judd Wed, 28 Feb 2007 05:12:27 +0000 http://www.bloggingawaydebt.com/2007/02/two-ideas-for-your-credit-card-debt-reduction-plan/#comment-25100 check out this movie about the debt industry: really opened my eyes about what's going on. check out this movie about the debt industry:

really opened my eyes about what’s going on.

]]> By: Kellie http://www.bloggingawaydebt.com/2007/02/two-ideas-for-your-credit-card-debt-reduction-plan/comment-page-1/#comment-22861 Kellie Thu, 15 Feb 2007 05:02:42 +0000 http://www.bloggingawaydebt.com/2007/02/two-ideas-for-your-credit-card-debt-reduction-plan/#comment-22861 The bit on improving your credit score only works if the reason your credit score is low is due to late payments or you've stopped making payments. I have never made a late payment - no delinquent accounts on my credit report at all. In fact I don't have anything negative on my credit report. However, I have a low credit rating because my cards are about maxed out. Improving my credit rating is going to be slow going for me because of this and I can't do any more about it than what I am already - continue making payments on time and paying more than the minimum. I can't open up anymore credit cards (or I should say I won't) because that will just ding my rating even more. The biggest mistake I made was back in early 2006 (when my debt was just starting) I paid off 2 cards and closed them. I didn't know much about what were good things to do and what were bad things to do. Had I not done that my credit rating would be way better than it is now for the fact that I'd have longer credit history (one card I closed was the first card I had ever had - oops) and my credit utilization would be 43% instead of 77% that it is now. My credit utilization has gone down from 90% since January 1st however. :) The bit on improving your credit score only works if the reason your credit score is low is due to late payments or you’ve stopped making payments. I have never made a late payment – no delinquent accounts on my credit report at all. In fact I don’t have anything negative on my credit report. However, I have a low credit rating because my cards are about maxed out. Improving my credit rating is going to be slow going for me because of this and I can’t do any more about it than what I am already – continue making payments on time and paying more than the minimum. I can’t open up anymore credit cards (or I should say I won’t) because that will just ding my rating even more. The biggest mistake I made was back in early 2006 (when my debt was just starting) I paid off 2 cards and closed them. I didn’t know much about what were good things to do and what were bad things to do. Had I not done that my credit rating would be way better than it is now for the fact that I’d have longer credit history (one card I closed was the first card I had ever had – oops) and my credit utilization would be 43% instead of 77% that it is now. My credit utilization has gone down from 90% since January 1st however. :)

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