Some Articles Worth Reading

I don’t always have the time to read many articles out there. But my readers are great and some of you have taken the time to email me some stories to take a look at. Thank you for pointing these out to me

The 13 Most Overlooked Tax Deductions

I happen to love tax time because that means I will be getting a refund soon. I know some experts say that you should only withhold what you need to from your paychecks, but I don’t like doing that. I actually withhold a little bit more so I guarantee that I will not have a tax bill to pay come April. Even if you do not do your own taxes, it doesn’t hurt to read about some deductions you may qualify for. This articles gives a list of 13.

College Can Be a Crash Course in Debt

I actually read an article like this CNN article in a 2003 Money magazine. College freshman are applying for credit cards and before they know it that have thousands in debt. That was definitely me. After all, my debt started with a candy bar as a freshman in college.

2006 Savings Fall to a 74 Year Low

American’s savings rate is at the lowest level since the Great Depression. That’s not very good news. That means a lot of us out there are spending more than we earn and we are dipping into savings or resorting to credit to purchase items. As a whole, something needs to be done. With my experience, I’d say the best place to start is with our children. Whether it be personal finance classes in school or parents making sure our children understand personal finance, something definitely needs to be done.

Thanks again to my “tipsters”

Posted by Tricia on February 7, 2007 at 10:15 PM in General Debt, Misc | 1 Comment »
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Karen responded:
Posted: February 9th, 2007 at 10:17 pm
Something does need to be done about debt. I wish my parents had taught me about debt and finances. I had to find out the hard way. I also got one of those 18% credit cards as soon as I finished high school. I said it was “for emergencies”. Yeah right. I have been married for almost 13 years now. My husband and I are almost done paying off our “stupid debt”. We’ll still have a mortgage though. We just started taking Financial Peace University classes. I wrote about it on my blog. I can’t think of the last time I charged something, but we still need these classes to give us some helpful financial advice.