Comments on: End of January Credit Card and Prosper Loan Balances http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/ Our Journey to a Debt-Free Life Sat, 21 Nov 2009 08:35:00 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Maria http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/comment-page-1/#comment-26474 Maria Fri, 09 Mar 2007 00:51:28 +0000 http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/#comment-26474 Having read this and having been inspired, I called 3 of our creditors and asked for a lower interest rate and they all said no. One said the reasons was because our account is over 24 months old and the other 2 just said they "don't do" that. These accounts are very high, 20.99 to 22.65%. We never tried to get lower finance charges when we got accounts because we didn't know to try to. We just took what was offered. But I am sure getting educated now, reading on this site. Thank you. Having read this and having been inspired, I called 3 of our creditors and asked for a lower interest rate and they all said no. One said the reasons was because our account is over 24 months old and the other 2 just said they “don’t do” that. These accounts are very high, 20.99 to 22.65%. We never tried to get lower finance charges when we got accounts because we didn’t know to try to. We just took what was offered. But
I am sure getting educated now, reading on this site. Thank you.

]]> By: » Six 10-Minute Money Moves That Can Change Your Life on Blueprint for Financial Prosperity http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/comment-page-1/#comment-25175 » Six 10-Minute Money Moves That Can Change Your Life on Blueprint for Financial Prosperity Thu, 01 Mar 2007 13:09:37 +0000 http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/#comment-25175 [...] and leave them. Between 0% balance transfers and asking, Tricia from Blogging Away Debt went from $400/mo in interest to a mere $100 - that’s $300 that can go towards [...] [...] and leave them. Between 0% balance transfers and asking, Tricia from Blogging Away Debt went from $400/mo in interest to a mere $100 – that’s $300 that can go towards [...]

]]> By: » How To Lower Your Credit Card Interest Rates on Blueprint for Financial Prosperity http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/comment-page-1/#comment-18316 » How To Lower Your Credit Card Interest Rates on Blueprint for Financial Prosperity Thu, 08 Feb 2007 13:07:59 +0000 http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/#comment-18316 [...] Jim noticed my post the other day on how much I am paying in finance charges monthly. He asked if I would write an article on how I managed to reduce my finance charges from over $400 to $100. It took about five months to reduce them that far, and here’s how I did it. [...] [...] Jim noticed my post the other day on how much I am paying in finance charges monthly. He asked if I would write an article on how I managed to reduce my finance charges from over $400 to $100. It took about five months to reduce them that far, and here’s how I did it. [...]

]]> By: Ginger http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/comment-page-1/#comment-17429 Ginger Tue, 06 Feb 2007 02:58:56 +0000 http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/#comment-17429 Thats good, I was one of those people who paid my 0% rate late so it went up automatic, so I am real affraid to try it again.We get a bonus is Aug. so maybe that will be the one I pay off. Thats good, I was one of those people who paid my 0% rate late so it went up automatic, so I am real affraid to try it again.We get a bonus is Aug. so maybe that will be the one I pay off.

]]> By: Shauna http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/comment-page-1/#comment-17418 Shauna Tue, 06 Feb 2007 00:53:39 +0000 http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/#comment-17418 WOW! I never really thought about how much I'm paying in interest rates before, I just knew it was a lot. I just added mine up and it's $210. I'll definately be making some calls tonight to try and get those interest rates lowered! Thanks for the tip and I find your blog very helpful! WOW! I never really thought about how much I’m paying in interest rates before, I just knew it was a lot. I just added mine up and it’s $210. I’ll definately be making some calls tonight to try and get those interest rates lowered!

Thanks for the tip and I find your blog very helpful!

]]> By: Jen http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/comment-page-1/#comment-17389 Jen Mon, 05 Feb 2007 21:55:13 +0000 http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/#comment-17389 Wow - a $300 reduction in finance charges! That's awesome! If you think about it, that's $300 you can put towards the debt principal or your retirement. And, with your latest bump, it's $300 less you have to worry about :) Wow – a $300 reduction in finance charges! That’s awesome! If you think about it, that’s $300 you can put towards the debt principal or your retirement. And, with your latest bump, it’s $300 less you have to worry about :)

]]> By: Tyler http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/comment-page-1/#comment-17376 Tyler Mon, 05 Feb 2007 18:55:38 +0000 http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/#comment-17376 Can you sell the things you bought on these cards to bring these balances down quicker? How about your cars? I rec. selling a TON of your possesions that even your kids think they are going up for auction on ebay! Could save you tons in interest and time! Can you sell the things you bought on these cards to bring these balances down quicker? How about your cars? I rec. selling a TON of your possesions that even your kids think they are going up for auction on ebay! Could save you tons in interest and time!

]]> By: mapgirl http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/comment-page-1/#comment-17369 mapgirl Mon, 05 Feb 2007 16:56:11 +0000 http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/#comment-17369 Yay Tricia! I'm also shopping around for a BT for an expiring zero interest rate. The offer flood has stopped right now, so I have to wait and see what might trickle in. Yay Tricia! I’m also shopping around for a BT for an expiring zero interest rate. The offer flood has stopped right now, so I have to wait and see what might trickle in.

]]> By: jim http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/comment-page-1/#comment-17368 jim Mon, 05 Feb 2007 16:45:51 +0000 http://www.bloggingawaydebt.com/2007/02/end-of-january-credit-card-and-prosper-loan-balances/#comment-17368 It's impressive that you're only paying around 5% in interest to service $25,000 in essentially unsecured debt. It’s impressive that you’re only paying around 5% in interest to service $25,000 in essentially unsecured debt.

]]>