Comments on: My FICO Score…The Climb from 680 to 750 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/ Our Journey to a Debt-Free Life Mon, 13 Feb 2012 00:10:21 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Fascinated http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-1179242 Fascinated Tue, 13 Dec 2011 05:58:56 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-1179242 No, everyone does not "have to play the credit game". If you have plenty of cash to buy what you need/want, you don't really need a lot of credit. No, everyone does not “have to play the credit game”. If you have plenty of cash to buy what you need/want, you don’t really need a lot of credit.

]]> By: ultramanjones http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-1174605 ultramanjones Fri, 21 Oct 2011 07:50:46 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-1174605 Oblio, perhaps you should change your name to "Oblivio" because you are obviously oblivious. Say that 10 times fast. I have known people to actually LOSE a job because their credit score went down. Yup, that's right, not only did it determine whether or not they were GIVEN the job, it later took that job away. One job was management and another was simply a cashiers job (handling cash). Seriously, if you have enough cash to buy a house than you should buy ten properties instead, earn rent from them and retire. Sounds like you're retired already. From thinking, that is. This ain't the 1800's; everyone has to play the credit game now. Like it or not. Oblio, perhaps you should change your name to “Oblivio” because you are obviously oblivious. Say that 10 times fast. I have known people to actually LOSE a job because their credit score went down. Yup, that’s right, not only did it determine whether or not they were GIVEN the job, it later took that job away. One job was management and another was simply a cashiers job (handling cash). Seriously, if you have enough cash to buy a house than you should buy ten properties instead, earn rent from them and retire. Sounds like you’re retired already. From thinking, that is. This ain’t the 1800′s; everyone has to play the credit game now. Like it or not.

]]> By: Hazeleyez http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-525504 Hazeleyez Thu, 16 Oct 2008 13:41:07 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-525504 Oblio, paying with cash is great if you are able to do so; however having a high FICO score does not only help you get loans, it also ensures that you get the best insurance rates and avoid paying deposits for utilities. These days, it can even determine whether or not you get a job! So everyone should be striving to improve their scores. Oblio, paying with cash is great if you are able to do so; however having a high FICO score does not only help you get loans, it also ensures that you get the best insurance rates and avoid paying deposits for utilities. These days, it can even determine whether or not you get a job! So everyone should be striving to improve their scores.

]]> By: Oblio a http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-505416 Oblio a Fri, 15 Aug 2008 02:10:39 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-505416 I think that it’s dumb when people strive for higher credit score. There is no doubt that many things depend on income and not buying things you cannot afford. And the higher credit score, the more it shows you love DEBT. Pay with cash...aim for a zero FICO! I think that it’s dumb when people strive for higher credit score. There is no doubt that many things depend on income and not buying things you cannot afford. And the higher credit score, the more it shows you love DEBT. Pay with cash…aim for a zero FICO!

]]> By: Evan http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-245506 Evan Tue, 04 Dec 2007 05:11:55 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-245506 <p>I think that it's great when people strive for higher credit score. There is no doubt that many things depend on credit score . And the higher credit score, the more opportunities people have.</p> I think that it’s great when people strive for higher credit score. There is no doubt that many things depend on credit score . And the higher credit score, the more opportunities people have.

]]> By: ordinary credit card enthusiast http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-38221 ordinary credit card enthusiast Tue, 01 May 2007 08:45:41 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-38221 Your credit score is still good and that's great. Your aim is 800. Excellent! I think, we should always aspire to higher credit score, because we understand the fact that the higher credit score we have, the more benefits we can get and more money we can save. Your credit score is still good and that’s great. Your aim is 800. Excellent! I think, we should always aspire to higher credit score, because we understand the fact that the higher credit score we have, the more benefits we can get and more money we can save.

]]> By: Ask 1mil: How Can I Increase My Credit Score? - Millionster.com - Personal Finance, Business, Investing and Life http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-36396 Ask 1mil: How Can I Increase My Credit Score? - Millionster.com - Personal Finance, Business, Investing and Life Mon, 23 Apr 2007 21:23:12 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-36396 [...] coming Fall, and so I have been obsessed with my credit score. Recently, a reader ran across one of my credit score comments and decided to share the story of her identity theft and credit issues with me. In her email she [...] [...] coming Fall, and so I have been obsessed with my credit score. Recently, a reader ran across one of my credit score comments and decided to share the story of her identity theft and credit issues with me. In her email she [...]

]]> By: Chris http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-26981 Chris Tue, 13 Mar 2007 17:46:14 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-26981 Read this article on credit monitoring from MSN. http://moneycentral.msn.com/content/Banking/FinancialPrivacy/P135864.asp There are many other articles out there on the subject. The consensus from the experts seems to be that unless you believe your personal information has been compromised, it is not worth the effort. You can get a free report from all 3 agencies every year. Read this article on credit monitoring from MSN.

http://moneycentral.msn.com/content/Banking/FinancialPrivacy/P135864.asp

There are many other articles out there on the subject. The consensus from the experts seems to be that unless you believe your personal information has been compromised, it is not worth the effort. You can get a free report from all 3 agencies every year.

]]> By: 1mil http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-11836 1mil Tue, 30 Jan 2007 03:01:03 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-11836 Very nice score! hehe. You know just 8 months ago I had a 650 something score, and I've added almost 100 more points to my score! Yay! I have the monitoring too, but I dunno if its worth $65/yr. What do you think? Your friend in finance, 1mil from millionster.com Very nice score! hehe. You know just 8 months ago I had a 650 something score, and I’ve added almost 100 more points to my score! Yay! I have the monitoring too, but I dunno if its worth $65/yr. What do you think?

Your friend in finance, 1mil from millionster.com

]]> By: Donna http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-5672 Donna Sat, 30 Dec 2006 13:49:56 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-5672 That is awesome. I was reading how it is nearly impossible to get up above that level because of some of the oddities of the system: I keep working on the scores: I never seem to get much of a break because I do stupid stuff like pay a bill late -- knocking down my score or applying for unnecessary credit. Mostly though, scores are a result of your outstanding balances -- that is what we work on all the time. Getting the debt down further and further. Great job. That is awesome. I was reading how it is nearly impossible to get up above that level because of some of the oddities of the system: I keep working on the scores: I never seem to get much of a break because I do stupid stuff like pay a bill late — knocking down my score or applying for unnecessary credit. Mostly though, scores are a result of your outstanding balances — that is what we work on all the time. Getting the debt down further and further. Great job.

]]> By: Tricia http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-5498 Tricia Wed, 27 Dec 2006 01:55:20 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-5498 I should have noted that the score is from myfico.com. That's the company that I have my identity protector plan from and I receive my quarterly FICO score through them and it happens to be TransUnion. Is there a difference between the TransUnion on myfico's site versus the TransUnion site itself? I should have noted that the score is from myfico.com. That’s the company that I have my identity protector plan from and I receive my quarterly FICO score through them and it happens to be TransUnion.

Is there a difference between the TransUnion on myfico’s site versus the TransUnion site itself?

]]> By: Personal Finance Blogger http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-5479 Personal Finance Blogger Tue, 26 Dec 2006 22:56:18 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-5479 Bear in mind that the scores you see on the Transunion site are not actual FICO scores. They are an approximation sometimes called FAKO's. If you want to see your actual FICO score you should check out the Fair Isaac website. URL is: http://www.myfico.com/ Bear in mind that the scores you see on the Transunion site are not actual FICO scores. They are an approximation sometimes called FAKO’s.

If you want to see your actual FICO score you should check out the Fair Isaac website. URL is: http://www.myfico.com/

]]> By: SCapitalist http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-5079 SCapitalist Tue, 19 Dec 2006 05:01:00 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-5079 That's a terrific score! You are well above the national average. That score is a symbol of you hard work and dedication towards reducing you debt. Good for you! That’s a terrific score! You are well above the national average. That score is a symbol of you hard work and dedication towards reducing you debt. Good for you!

]]> By: Maria http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-5068 Maria Mon, 18 Dec 2006 21:30:37 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-5068 That's fantastic Trisha! I'm happy for you. You're doing a great job. That’s fantastic Trisha! I’m happy for you. You’re doing a great job.

]]> By: Mike http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/comment-page-1/#comment-5053 Mike Mon, 18 Dec 2006 04:24:35 +0000 http://www.bloggingawaydebt.com/2006/12/my-fico-scorethe-climb-from-680-to-750/#comment-5053 I had a FICO score over 800 several years ago, but now it's down to 768. Why did this happen? It's because I paid off my mortgate and have no installment debt. No change in other history -- no late pays, collections etc. I have always paid off my credit card balances every month. Funny how that works. Buying a car on time would make my score go up. I had a FICO score over 800 several years ago, but now it’s down to 768.

Why did this happen? It’s because I paid off my mortgate and have no installment debt. No change in other history — no late pays, collections etc. I have always paid off my credit card balances every month.

Funny how that works. Buying a car on time would make my score go up.

]]>