I was watching the Today show last week, and on there they showed how they were able to get credit cards by repairing ripped applications. I also shared a while ago a website that showed how someone did it.

I have a shredder, but sometimes the applications get to be too much. If you want them to stop sending them to you, then you can call 1-888-5OPT-OUT (1-888-567-8688). Just a note, they will ask for your social security number, but it is okay to give it to them in this instance.

Here’s a few trusted sites that mention that number: State of Michigan & Experian.



  1. My Favorite Personal Finance Posts This Week (11/19/06) » Personal Finance - Save Money at Binary Dollar responded:

    [...] How to Stop Those Credit Card Applications From Arriving In Your Mailbox @ Blogging Away Debt. For the last time, I don’t want a credit card with my favorite football team! [...]

  2. Takara F responded:

    Basically they’re trying everything to make people close their accounts.

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