Comments on: Debt Reduction is Going out the Window for a While http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/ Our Journey to a Debt-Free Life Sat, 20 Mar 2010 16:02:56 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: Mandi http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/comment-page-1/#comment-4021 Mandi Wed, 29 Nov 2006 04:21:18 +0000 http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/#comment-4021 H&R Block is doing this thing new this year. Up to $1500.00 of your income tax can be taken out on a loan. You take your check stubs up and they do a "estimate" of your tax return and approve you for up to $1500. You pay it back by February 19 with the tone of 36 APR%. As that sounds like $540, it only worked out to be about $150. The hardest part was chasing my newly walking 11 month old. Personally I didn't like the idea even though it wasn't bad. Having just recently lost our income, we needed something over the holidays, and a reliable vehicle. So yeah, it helped. We just got our check today. H&R Block is doing this thing new this year. Up to $1500.00 of your income tax can be taken out on a loan. You take your check stubs up and they do a “estimate” of your tax return and approve you for up to $1500. You pay it back by February 19 with the tone of 36 APR%. As that sounds like $540, it only worked out to be about $150.

The hardest part was chasing my newly walking 11 month old.

Personally I didn’t like the idea even though it wasn’t bad. Having just recently lost our income, we needed something over the holidays, and a reliable vehicle. So yeah, it helped. We just got our check today.

]]> By: Matt http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/comment-page-1/#comment-3795 Matt Wed, 22 Nov 2006 19:55:41 +0000 http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/#comment-3795 We all encounter these from time to time; my car did the same thing to me a little while back costing me $1000 that I wasn't expecting. I've manage to wiggle around it but I ended up having to use my credit cards. Sometimes there's nothing that can be done about it. We all encounter these from time to time; my car did the same thing to me a little while back costing me $1000 that I wasn’t expecting. I’ve manage to wiggle around it but I ended up having to use my credit cards. Sometimes there’s nothing that can be done about it.

]]> By: Golbguru http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/comment-page-1/#comment-3794 Golbguru Wed, 22 Nov 2006 18:23:57 +0000 http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/#comment-3794 That is "ouch" , but the way you are going you will certainly work your way out of it soon. Good luck and take it easy. That is “ouch” , but the way you are going you will certainly work your way out of it soon. Good luck and take it easy.

]]> By: Jen http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/comment-page-1/#comment-3792 Jen Wed, 22 Nov 2006 17:12:49 +0000 http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/#comment-3792 I agree with the others.. This stuff happens! And I can't remember if you ever said what the repair is, but the $900 spent now could very well save you a lot more in the future. As for Christmas money... Maybe you and your husband could agree on getting each other very inexpensive gifts to make room in the budget for your son's presents? Also, I met a woman a few weeks ago who does something neat with her friends for Christmas. They get together for a meal, and the rule on gift giving is each gift has to be $1 or less! I thought it was great idea. After all, the most important thing was they got to spend time together. And it was fun to see how each person stayed under the spending limit. That might be an idea to consider... I agree with the others.. This stuff happens! And I can’t remember if you ever said what the repair is, but the $900 spent now could very well save you a lot more in the future.

As for Christmas money… Maybe you and your husband could agree on getting each other very inexpensive gifts to make room in the budget for your son’s presents?

Also, I met a woman a few weeks ago who does something neat with her friends for Christmas. They get together for a meal, and the rule on gift giving is each gift has to be $1 or less! I thought it was great idea. After all, the most important thing was they got to spend time together. And it was fun to see how each person stayed under the spending limit. That might be an idea to consider…

]]> By: eva http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/comment-page-1/#comment-3788 eva Wed, 22 Nov 2006 15:52:46 +0000 http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/#comment-3788 It's just a blip on the radar screen. You've got a plan and you're motivated to push forward, so don't worry. "Stuff" happens. :) It’s just a blip on the radar screen. You’ve got a plan and you’re motivated to push forward, so don’t worry. “Stuff” happens. :)

]]> By: D http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/comment-page-1/#comment-3785 D Wed, 22 Nov 2006 14:52:06 +0000 http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/#comment-3785 Your doing great, this is just life. You are still moving forward, don't believe me? Look at your own front page....what was your debt earlier this year????? The best thing is this is one less worry and stress to deal with. All at the same time keeping your family safe and sound. Seems to me it is worth the cost. Happy Thanksgiving! Your doing great, this is just life. You are still moving forward, don’t believe me? Look at your own front page….what was your debt earlier this year?????

The best thing is this is one less worry and stress to deal with. All at the same time keeping your family safe and sound. Seems to me it is worth the cost.

Happy Thanksgiving!

]]> By: Joane http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/comment-page-1/#comment-3781 Joane Wed, 22 Nov 2006 13:52:03 +0000 http://www.bloggingawaydebt.com/2006/11/debt-reduction-is-going-out-the-window-for-a-while/#comment-3781 Don't get discouraged. It's a minor, but necessary, blip. Keep patting yourself on the back - you are doing just fine. And, if you must think of this in financial terms - remember, you are taking care of your biggest asset - your home. Don’t get discouraged. It’s a minor, but necessary, blip. Keep patting yourself on the back – you are doing just fine. And, if you must think of this in financial terms – remember, you are taking care of your biggest asset – your home.

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