Comments on: September Income and Expense Report http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/ Our Journey to a Debt-Free Life Sat, 21 Nov 2009 08:35:00 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Tricia http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/comment-page-1/#comment-1799 Tricia Wed, 11 Oct 2006 03:21:24 +0000 http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/#comment-1799 Tim - that's correct with the $2,276. Some of that goes towards the principal amounts on our debt: home loan, student loans and our car loan (which is now paid off). The rest from September was put to debt except for some that I have reserved to pay for a home repair this month. Tiredbuthappy - I was so happy when we didn't have to buy diapers anymore! Although I seem to be buying toilet paper more often now..hmm... The only part of our housing expenses hitting the income and expense report is the interest we're paying (under interest expense). The rest of the payment is reflected within our net worth. Here's how the payment went for September: Total payment: $323 Principal: $30 Interest: $230 Escrow: $63 Our escrow goes towards our property taxes (around $550/year) and our homeowner's insurance ($200/year). Tim – that’s correct with the $2,276. Some of that goes towards the principal amounts on our debt: home loan, student loans and our car loan (which is now paid off). The rest from September was put to debt except for some that I have reserved to pay for a home repair this month.

Tiredbuthappy – I was so happy when we didn’t have to buy diapers anymore! Although I seem to be buying toilet paper more often now..hmm…

The only part of our housing expenses hitting the income and expense report is the interest we’re paying (under interest expense). The rest of the payment is reflected within our net worth. Here’s how the payment went for September:

Total payment: $323

Principal: $30
Interest: $230
Escrow: $63

Our escrow goes towards our property taxes (around $550/year) and our homeowner’s insurance ($200/year).

]]> By: tiredbuthappy http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/comment-page-1/#comment-1797 tiredbuthappy Wed, 11 Oct 2006 02:50:24 +0000 http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/#comment-1797 Tricia, This is really useful for me. We have roughly the same income, and we are also a family of 3. I am really behind on figuring out my monthly budget and what we're spending, so I don't know how we're doing, but I think we spend a lot more than you guys do. Great job. And I can't wait til our diapers line and our daycare line are both zeros too! What a relief that must be. Our son will be 3 in a couple months. And, maybe I'm missing something, but where are your housing expenses? It's late and I'm tired--am I just missing them in the list? Tricia,
This is really useful for me. We have roughly the same income, and we are also a family of 3. I am really behind on figuring out my monthly budget and what we’re spending, so I don’t know how we’re doing, but I think we spend a lot more than you guys do. Great job. And I can’t wait til our diapers line and our daycare line are both zeros too! What a relief that must be. Our son will be 3 in a couple months.

And, maybe I’m missing something, but where are your housing expenses? It’s late and I’m tired–am I just missing them in the list?

]]> By: tim http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/comment-page-1/#comment-1690 tim Mon, 09 Oct 2006 18:07:36 +0000 http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/#comment-1690 Is it just me or do you have about $2,276 more in income than expenses. This amount could be added to the credit card payment to decrease that amount. It does look like you are controling your expenses unless I'm missing something. Is it just me or do you have about $2,276 more in income than expenses. This amount could be added to the credit card payment to decrease that amount. It does look like you are controling your expenses unless I’m missing something.

]]> By: Blogging Away Debt » Blog Archive » Am I Close to the Point Where I Just Need to Earn More? http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/comment-page-1/#comment-1617 Blogging Away Debt » Blog Archive » Am I Close to the Point Where I Just Need to Earn More? Mon, 09 Oct 2006 02:31:09 +0000 http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/#comment-1617 [...] About Me ~ Contact Me Previous September Income and Expense Report [...] [...] About Me ~ Contact Me Previous September Income and Expense Report [...]

]]> By: Tricia http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/comment-page-1/#comment-1580 Tricia Sat, 07 Oct 2006 18:55:01 +0000 http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/#comment-1580 Hi Bean Counter - I just made a new category called credit report, because it didn't seem to fit with other categories that I use. I could probably put the annual fee under insurance if I wanted to because it does come with identity theft insurance. Hmm..perhaps I will for next year. Hi Bean Counter – I just made a new category called credit report, because it didn’t seem to fit with other categories that I use. I could probably put the annual fee under insurance if I wanted to because it does come with identity theft insurance. Hmm..perhaps I will for next year.

]]> By: Bean Counter http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/comment-page-1/#comment-1579 Bean Counter Sat, 07 Oct 2006 17:09:58 +0000 http://www.bloggingawaydebt.com/2006/10/september-income-and-expense-report/#comment-1579 Just curious, under what category do you put the credit report expenses? I haven't figured out where to stick it...hence the question. Thanks, Just curious, under what category do you put the credit report expenses? I haven’t figured out where to stick it…hence the question.

Thanks,

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