Pretty soon, it will be time to put plastic up on our windows and buckle down the house for a very long winter. Taking measures to keep the heat in our home (and the cold out) really helps with our heating bills.
But all that plastic does cost money (we use the window size shrinking plastic sheets).
What I do is buy ahead for the next year. Usually around March the weatherproofing materials are on clearance at Walmart. That’s when I purchase our plastic. If I happen to catch them when they are really cheap I even buy more for another winter.
Right now, we are set for the next two winters for plastic. And the cost was $5.00.
Just keep an eye out and watch to see if those prices get marked down
Leave a Reply
About This Site
My Debt
- Original Debt: $38,495.86
- Paid: $17,232.73
- Remaining: $21,2163.73
- Broken Down
- Auto Loan 1: $0
- Credit Card: $0 Woo Hoo!
- Student Loan: $9,731.52
- Auto Loan 2: $11,532.21
Categories
- :)
- About Me
- Blogging Buddies
- Book Reviews
- Carnivals/Festivals
- Confessions
- Credit Cards
- Credit Reports/FICO
- Debt Updates
- Food Review
- Free Stuff
- General Debt
- General Personal Finance
- Good Info
- health
- Home Ownership
- Insurance
- job loss
- Keeping Motivated
- Kids & Money
- Life After Credit Card Debt
- Life Experiences
- Living Frugal
- Loans
- Making Home Affordable Program
- Making Money
- Misc
- Money & Relationships
- Monthly Spending
- Net Worth
- Parties
- Picks and Pans
- Prosper Borrowing
- Quicken Tips
- Reducing Debt
- Saving Money
- Spending Money
- Ways I Save Money
- work
Finance Blogging Buddies
- 2Million
- Alpha Consumer
- Another Day of Life
- Beachgirl’s Budget Blog
- Becoming and Staying Debt Free
- Blueprint for Financial Prosperity
- Boston Gal’s Open Wallet
- Cents and Sensibility
- Consumerism Commentary
- Dash to Debt Freedom
- Debt Free Hispanic
- Debt Kid
- Debt Reduction 101
- Debtspiration
- Dedicated 2 Financial Freedom
- Drowning in $166,356.75 in Debt
- Dual Income No Kids
- Everybody Loves Your Money
- Financial Hack
- Free Money Finance
- From the Brink of Bankruptcy
- Generation X Finance
- GRACEful Retirement
- Grad Money Matters
- It’s Your Money
- Josephsangl.com
- Kick Debt’s Butt
- Lazy Man and Money
- Low Income Life
- Make Love Not Debt
- Mapgirl’s Fiscal Challenge
- Mighty Bargain Hunter
- Million Dollar Savings Club
- Money for Military
- Money is My BFF
- Money, Matter and More Musings
- My 1st Million at 33
- My Money Blog
- My Plasectomy
- My Two Dollars
- NCN Network
- NCN Podcast
- No Credit Needed
- One Million and Beyond
- Personal Finance Advice
- pfblogs.org
- Plugged in Finance
- Recovering Spender
- Saving for College
- Single Guy Money
- The Financial Ladder
- The Frugalista Files
- The Lucky Money Cat
- The Penny Saved
- The Piggy Banker
- Toxic Money
- Windy City Blues
Posted: September 7th, 2008 at 7:12 am
We have eliminated over $30K in debt in 18 months by following the plan we wrote about in our book called “Does God Prefer Paper or Plastic?”
1.) Make a list of all your debt (payments and balance), then make a list of all your expenses with the average dollar amount.
2.) Set up FOUR bank accounts. DEBT account is used to pay debts only., EXPENSE Account is used to pay all expenses only. EMERGENCY account is used for emergencies only! SAVINGS account is for things we know are coming but usually cost more than we have on hand, such as holidays, birthdays, vacations, etc.
3.) You will have divide each paycheck into your accounts according to Debt payments, Expense amounts, Savings and Emergency fund.
3.) Pay the minimum on all of your accounts and then build up $1000 in your emergency fund. Now pay the minimum on everything and start paying off the smallest debt you have. Then start paying off the next smallest debt and so on. You can do it, but you must STOP using credit cards!