I don’t know if this is a new program or I was just blind the previous times I have been looking at health insurance.
Blue Cross Blue Shield of Michigan has a plan called Young Adult Blue. For less than $50/month you can have health insurance so “an illness or injury doesn’t result in catastrophic medical bills” (quoted from their site).
Looking back, we haven’t had medical problems so I could say that we saved money by not obtaining health insurance. Sure, I can say that in hindsight. But right now I know if something happened, all of the work we’ve been doing with debt reduction would be gone. We’d have to probably pay hospital bills with our credit card and it would be horrible.
You are kicked out of this plan when you are 31 years of age. So, technically my husband or I could be on this plan for a little over a year. So we may have another option with this plan.
I don’t know about everyone else, but shopping for health insurance makes my head spin.
Leave a Reply
About This Site
My Debt
- Original Debt: $38,495.86
- Paid: $19,149.13
- Remaining: $19,346.73
- Broken Down
- Auto Loan 1: $0
- Credit Card: $0 Woo Hoo!
- Student Loan: $9,501.52
- Auto Loan 2: $9,845.21
Categories
- :)
- About Me
- Blogging Buddies
- Book Reviews
- Carnivals/Festivals
- Confessions
- Credit Cards
- Credit Reports/FICO
- Debt Updates
- food
- Food Review
- Free Stuff
- General Debt
- General Personal Finance
- Good Info
- health
- Home Ownership
- Insurance
- job loss
- Keeping Motivated
- Kids & Money
- Life After Credit Card Debt
- Life Experiences
- Living Frugal
- Loans
- Making Home Affordable Program
- Making Money
- Misc
- Money & Relationships
- Monthly Spending
- Net Worth
- Parties
- Picks and Pans
- Prosper Borrowing
- Quicken Tips
- Reducing Debt
- Saving Money
- Spending Money
- taxes
- unemployment
- Ways I Save Money
- work
Finance Blogging Buddies
- 2Million
- Alpha Consumer
- Another Day of Life
- Beachgirl’s Budget Blog
- Becoming and Staying Debt Free
- Blueprint for Financial Prosperity
- Boston Gal’s Open Wallet
- Cents and Sensibility
- Consumerism Commentary
- Dash to Debt Freedom
- Debt Free Hispanic
- Debt Kid
- Debt Reduction 101
- Debtspiration
- Dedicated 2 Financial Freedom
- Drowning in $166,356.75 in Debt
- Dual Income No Kids
- Everybody Loves Your Money
- Financial Hack
- Free Money Finance
- From the Brink of Bankruptcy
- Generation X Finance
- GRACEful Retirement
- Grad Money Matters
- It’s Your Money
- Josephsangl.com
- Kick Debt’s Butt
- Lazy Man and Money
- Low Income Life
- Make Love Not Debt
- Mapgirl’s Fiscal Challenge
- Mighty Bargain Hunter
- Million Dollar Savings Club
- Money for Military
- Money is My BFF
- Money, Matter and More Musings
- My 1st Million at 33
- My Money Blog
- My Plasectomy
- My Two Dollars
- NCN Network
- NCN Podcast
- No Credit Needed
- One Million and Beyond
- Personal Finance Advice
- pfblogs.org
- Plugged in Finance
- Recovering Spender
- Saving for College
- Single Guy Money
- The Financial Ladder
- The Frugalista Files
- The Lucky Money Cat
- The Penny Saved
- The Piggy Banker
- Toxic Money
- Windy City Blues