Credit Card Rates Lowered…Auto Insurance Lowered…This Reader is on a Roll!

I am very fortunate with this blog. I had hoped it would keep me in line and keep me focused with paying off my debt. And it has done so more than I ever thought.

One thing that helps keep me going are the great emails I have received from others sharing their stories. I see people making a difference in their financial life, and I’m not sure how else to say it…it’s just awesome.

Here’s two emails I received from one reader (and just so everyone knows, I do not share emails on here unless you give me permission to do so).

“I wanted to share with you the good news that I got two of my higher interest rates reduced by calling the company. One card I have had since 1992 and after talking to a customer service rep. he suggested in switching my card to a reward type card. I did have to write to Discover which took a little more time.”

That right there is great news! It never hurts to try to contact your credit cards to see if they will lower the rates. And in this case – it worked!

A few days later I received this email…

“Again, I have good news to share. In June, in an attempt to have our auto insurance reviewed to reduce the rates, I called my agent. Neither my husband or I have had any tickets and I haven’t had an auto claim in 9 years. Well, my agent said that she would check into it; review my credit etc and if anything could be done she would let me know. I didn’t hear from her before my policy renewed in July. I received a call on my home recorder to call my agent on Tuesday. When I returned the call on Wednesday I was told that my policy is being rewritten which will save me $200 every six months; $400 annual. I had actually given up and thought I’d try again next year. This news made my day.”

I haven’t called my insurance company in quite a while. After hearing this, I’m tempted to give them a call and just ask. It doesn’t hurt to try, and this reader is now saving $400/year by just giving it a shot! That’s A-W-E-S-O-M-E!!! Way to go!!!!

Thank you everyone for your emails and for sharing things with me

Posted by Tricia on September 25, 2006 at 8:42 PM in Credit Cards, General Debt, Insurance | Comment First »
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