Comments on: When Will I Ever Learn to Quit Running the Checkbook So Low? http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/ Our Journey to a Debt-Free Life Sat, 07 Nov 2009 20:44:47 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Tricia http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/comment-page-1/#comment-888 Tricia Tue, 22 Aug 2006 00:51:57 +0000 http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/#comment-888 Henry - thanks for stopping by! Comments like yours help keep me going too :) Kim - that's it exactly! If it's there it might get spent. Might as well spend it towards debt lol. When you don't have much in the checking account you are more likely to do more with less. Henry – thanks for stopping by! Comments like yours help keep me going too :)

Kim – that’s it exactly! If it’s there it might get spent. Might as well spend it towards debt lol. When you don’t have much in the checking account you are more likely to do more with less.

]]> By: Kim L. http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/comment-page-1/#comment-878 Kim L. Mon, 21 Aug 2006 14:31:18 +0000 http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/#comment-878 I do the same thing! I am so focused on getting out of debt that our budget is pretty tight. When anything extra comes up, it can get a little hairy. I really need a buffer too but I tend to be a "spend what we have" type person so I just worry it will get spent on something and then it's gone and no more buffer. I do the same thing! I am so focused on getting out of debt that our budget is pretty tight. When anything extra comes up, it can get a little hairy. I really need a buffer too but I tend to be a “spend what we have” type person so I just worry it will get spent on something and then it’s gone and no more buffer.

]]> By: Henry http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/comment-page-1/#comment-877 Henry Mon, 21 Aug 2006 14:23:39 +0000 http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/#comment-877 I also run my checkbook low at times but I do have a "buffer" savings account from which I can make transfers online into my checking account when needed. When the checking account gets replenished that transfer goes back to savings. I too am using the Bank of America Keep the Change Program. That account is essentially my buffer. Thank you for keeping this blog up, it will help me on my journey to eliminate our credit card debt as well. I found you through Scott Burns column a few weeks ago. I also run my checkbook low at times but I do have a “buffer” savings account from which I can make transfers online into my checking account when needed. When the checking account gets replenished that transfer goes back to savings.

I too am using the Bank of America Keep the Change Program. That account is essentially my buffer.

Thank you for keeping this blog up, it will help me on my journey to eliminate our credit card debt as well. I found you through Scott Burns column a few weeks ago.

]]> By: Tricia http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/comment-page-1/#comment-853 Tricia Sat, 19 Aug 2006 21:07:27 +0000 http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/#comment-853 Thank you everyone for your comments. I think I will keep a buffer of $100 in the checking account and create an entry in Quicken as Donna suggested. Fortunately, I do have online banking and use it often. My husband sometimes hoards receipts in his wallet and seeing transactions online has helped a lot to keep track. And it's neat because I know if he happened to get gas for the car (so I don't have to do it later ;)) That's a pretty neat sounding program from BoA. I wish I had one around me! Thank you everyone for your comments. I think I will keep a buffer of $100 in the checking account and create an entry in Quicken as Donna suggested.

Fortunately, I do have online banking and use it often. My husband sometimes hoards receipts in his wallet and seeing transactions online has helped a lot to keep track. And it’s neat because I know if he happened to get gas for the car (so I don’t have to do it later ;) )

That’s a pretty neat sounding program from BoA. I wish I had one around me!

]]> By: Sheri http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/comment-page-1/#comment-850 Sheri Sat, 19 Aug 2006 20:19:54 +0000 http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/#comment-850 I also leave a buffer in my checking account. What helps me the most is on-line banking. With one monthly direct deposit, I was able to receive free checking as well as online banking with Bank of America (I think several banks may offer this service.) Mind you this was not explained well and I had to ask for this service even though I have been using the direct deposit function for years. Bank of America also offers a program called "Keep the Change." When you use your debit card for say 5.01; the .99 is transferred to your savings account. Bank of America matches for the first 3 months and then a portion after. I have saved well over $100 since I have signed up for the program. I love your blog! Thanks for sharing. I also leave a buffer in my checking account. What helps me the most is on-line banking. With one monthly direct deposit, I was able to receive free checking as well as online banking with Bank of America (I think several banks may offer this service.) Mind you this was not explained well and I had to ask for this service even though I have been using the direct deposit function for years. Bank of America also offers a program called “Keep the Change.” When you use your debit card for say 5.01; the .99 is transferred to your savings account. Bank of America matches for the first 3 months and then a portion after. I have saved well over $100 since I have signed up for the program.

I love your blog! Thanks for sharing.

]]> By: Donna http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/comment-page-1/#comment-849 Donna Sat, 19 Aug 2006 11:28:58 +0000 http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/#comment-849 I leave a buffer of $100 in my checking account. I use quicken and added an entry for $100 so it doesn't show up in the balance but I know I have a little breathing room. This won't cover much but if there's a small check/withdrawal that I forget to enter then I don't have to worry as much. Donna (Prosper) I leave a buffer of $100 in my checking account. I use quicken and added an entry for $100 so it doesn’t show up in the balance but I know I have a little breathing room. This won’t cover much but if there’s a small check/withdrawal that I forget to enter then I don’t have to worry as much.

Donna (Prosper)

]]> By: muckdog http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/comment-page-1/#comment-847 muckdog Sat, 19 Aug 2006 04:07:22 +0000 http://www.bloggingawaydebt.com/2006/08/when-will-i-ever-learn-to-quit-running-the-checkbook-so-low/#comment-847 I gave up the chore of managing the checkbook. I just leave a little "buffer" in there. Plus online banking helps some... (Found you via browsing pfblogs.org) I gave up the chore of managing the checkbook. I just leave a little “buffer” in there. Plus online banking helps some…

(Found you via browsing pfblogs.org)

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