There is a reason that I don’t have those things listed, and I realized with your post that I never really wrote about it. I don’t have any savings. No retirement, no college fund, not even a simple savings account at the bank.

With being so agressive with paying off our debt, I haven’t been able to justify in my mind to start saving. But there’s something in the back of my mind thinking that I should stash a little bit of money away for a rainy day.

Thank you for bringing this up!

Personally, I think you’re doing a great job posting how you spend your income. Very informative, too. I guess if you wanted to tweak things a bit, you could add any money that goes towards retirement and/or college savings. That would be my only suggestion. And, again, great job on paying down your debt.