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I was reading through my blog and I realized that I have a real big habit of saying “my” debt instead of “our” debt. Sometimes I say “our” but for the most part, it seems like I am trying to just discuss myself. I also use “I” instead of “We” a lot.
While our debt is a family affair, my husband is not a very financial person. I am the analytical one and he is the creative one. He isn’t interested in looking at our finances and he trusts me 100% to make sure things are taken care of. So, besides running a few ideas by him - the whole debt-reduction process is sort of my thing.
Just thought I would clear up any confusion in case anyone was wondering.
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Credit Card Debt
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Posted: August 26th, 2006 at 10:42 am
Same with our family. My husband, while he is interested to a point, I take the majority of the responsibilty in our debt-reduction process as well.
Posted: August 26th, 2006 at 11:36 am
I’ve been reading your blog since I read Scott Burns’ article, and it’s very inspiring to me! Your situation is similar to mine, in that my husband trusts me 100% to take care of our finances - and he supports me, but sometimes he rebels against the tightening of our financial belts in order to pay off debt - how do you combat that, or does it even happen in your house??? Thanks a million, and keep up the awesome work!
Posted: August 27th, 2006 at 1:01 am
I got us into financial trouble in part because I was the ‘financial’ one and he was the ‘creative’ one. That was 10 years. Since then, we both review the finances and both know how much everything costs and we agree on long and short term goals. Ten years ago I was taking care of our finances, and didn’t want to upset my husband with details…what a mistake that turned out to be. I understand what you are saying…but I just want to give you a word of caution…make sure he knows to the penney how much it costs to run the household. I love your blog. Keep up the good work!
Posted: August 27th, 2006 at 9:51 am
Thank you everyone for your comments!
Sara - he does rebel, and I’m working on a post about it
Bonnie - thank you for the word of caution. I wish my husband would just take a look at things, but he won’t. I worry that if something happened to me he would be so lost.
Posted: August 27th, 2006 at 1:31 pm
[...] Sara left me a comment, “Your situation is similar to mine, in that my husband trusts me 100% to take care of our finances - and he supports me, but sometimes he rebels against the tightening of our financial belts in order to pay off debt - how do you combat that, or does it even happen in your house???” [...]
Posted: August 28th, 2006 at 10:05 am
If your husband isn’t interested in looking at the finances, but you want to make sure he knows where everything is, what needs to be paid, etc., maybe you could write up a manual of sorts? Not all at once, but maybe as you go… For example, list all your accounts and banks, and as you pay each bill write in the manual when the bill has to be paid, the usual amount, etc. That way if something, God forbid, happened to you, he’d have a reference to help him manage the finances.