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This morning I received a dreaded “alert” from my identity protector program, but it ended up being a very good thing.
My new FICO score was ready, and there was an increase from 711 to 732!
They still quote the same negative factors on my score: the high amount of credit being used and the length of my credit history (relatively short in their eyes). But the balances dwindling on the credit cards has helped to raise the score.
My advice to anyone looking to raise their credit score or to keep it fairly high is to not miss any payments. Being current on accounts has definitely helped me. For an article on what late payments can do to your score, check out this article from Credit Bloggers, which I heard about from Mapgirl’s Fiscal Challenge.
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About This Site
Credit Card Debt
- Starting = $37,614
- Paid Off = $29,141
- Current = $8,473
- $25 ING Savings Bonus
Savings Account
- Current = $3,750
Posted: May 26th, 2006 at 12:03 am
glad to hear it!
Posted: May 26th, 2006 at 4:56 pm
Thanks!
Posted: June 2nd, 2006 at 6:02 pm
Thanks for the linky! I’m glad your scores are rising!
Posted: July 20th, 2006 at 8:06 pm
[...] Previous Money, Marriage and Compromising Next: New FICO Score Arrived! [...]
Posted: September 13th, 2006 at 8:53 pm
[...] Back in May, my TransUnion FICO score was 732. Since then, I’ve paid off a bit more of my debt and I was pleased to see it raise to 742. [...]