Comments on: It Was Scheduled to Transfer and I Couldn’t Do It!! http://www.bloggingawaydebt.com/2006/04/it-was-scheduled-to-transfer-and-i-couldnt-do-it/ Our Journey to a Debt-Free Life Sat, 21 Nov 2009 08:35:00 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Blogging Away Debt » Blog Archive » Betray Me and I Get Bitter … http://www.bloggingawaydebt.com/2006/04/it-was-scheduled-to-transfer-and-i-couldnt-do-it/comment-page-1/#comment-467 Blogging Away Debt » Blog Archive » Betray Me and I Get Bitter … Fri, 21 Jul 2006 03:00:08 +0000 http://www.bloggingawaydebt.com/?p=117#comment-467 [...] Previous It Was Scheduled to Transfer and I Couldn’t Do It!! Next: Toyota Echo - the Perfect Car for the Frugal-Minded [...] [...] Previous It Was Scheduled to Transfer and I Couldn’t Do It!! Next: Toyota Echo – the Perfect Car for the Frugal-Minded [...]

]]> By: Tricia http://www.bloggingawaydebt.com/2006/04/it-was-scheduled-to-transfer-and-i-couldnt-do-it/comment-page-1/#comment-77 Tricia Thu, 20 Apr 2006 01:12:00 +0000 http://www.bloggingawaydebt.com/?p=117#comment-77 Thanks everyone for your words of support. The decision has been made and as that one boy band sings, I'm gonna be saying "Bye, bye, bye" to Credit Card #4. It's about time the relationship ended :) Thanks everyone for your words of support. The decision has been made and as that one boy band sings, I’m gonna be saying “Bye, bye, bye” to Credit Card #4.

It’s about time the relationship ended :)

]]> By: Chitown http://www.bloggingawaydebt.com/2006/04/it-was-scheduled-to-transfer-and-i-couldnt-do-it/comment-page-1/#comment-76 Chitown Wed, 19 Apr 2006 18:21:00 +0000 http://www.bloggingawaydebt.com/?p=117#comment-76 Just like Lisa said...there is very little difference between the interest rates on CR2 and CR4. By paying off CR4, you can then apply those payment to CR2 and work your way towards getting rid of it. Plus you have the short-term offer of transferring the balance (or part of it) of CR2 to CR4 for a lower interest rate. Even if it is only for a short time, you also get the benefit of CR2's overall lower interest rate. I would try to get the fee waived though. One way or the other, it is dangerous having the cash sitting around. Good luck!!! Just like Lisa said…there is very little difference between the interest rates on CR2 and CR4. By paying off CR4, you can then apply those payment to CR2 and work your way towards getting rid of it. Plus you have the short-term offer of transferring the balance (or part of it) of CR2 to CR4 for a lower interest rate. Even if it is only for a short time, you also get the benefit of CR2’s overall lower interest rate. I would try to get the fee waived though. One way or the other, it is dangerous having the cash sitting around. Good luck!!!

]]> By: Kim http://www.bloggingawaydebt.com/2006/04/it-was-scheduled-to-transfer-and-i-couldnt-do-it/comment-page-1/#comment-75 Kim Wed, 19 Apr 2006 16:57:00 +0000 http://www.bloggingawaydebt.com/?p=117#comment-75 Don't think of it as one credit card over another. It's one big debt load and it's going to pay down your overall debt. Stop stressing about it and transfer the money! :-) Don’t think of it as one credit card over another. It’s one big debt load and it’s going to pay down your overall debt. Stop stressing about it and transfer the money! :-)

]]> By: Lisa http://www.bloggingawaydebt.com/2006/04/it-was-scheduled-to-transfer-and-i-couldnt-do-it/comment-page-1/#comment-74 Lisa Wed, 19 Apr 2006 16:41:00 +0000 http://www.bloggingawaydebt.com/?p=117#comment-74 Tough call. While there is a difference in the interest rate, the difference is not that much. We're talking about less than 2% here. I think you will feel GREAT if you pay off #4 and just make it gone. It will feel FANTASTIC. You will do the "I Paid Off a Big Credit Card Dance!" Then take that money you would normally spend on your #4 payments and start piling it against #2. But either way, whichever way you go, you will be $5600 (+ interest) closer to debt-free! Good luck! Tough call. While there is a difference in the interest rate, the difference is not that much. We’re talking about less than 2% here. I think you will feel GREAT if you pay off #4 and just make it gone. It will feel FANTASTIC. You will do the “I Paid Off a Big Credit Card Dance!” Then take that money you would normally spend on your #4 payments and start piling it against #2.

But either way, whichever way you go, you will be $5600 (+ interest) closer to debt-free!

Good luck!

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