How many times have you heard, “If I had a nickel … (and then something like – for every time blah, blah, blah)”.
I’ve heard that alot, and here’s my latest one:
If I had a nickel for every time I’ve goofed up on my road so far to become debt free, I’d be a millionaire.
Okay, so I haven’t goofed up that much – but I have made some blunders.
Like the time I initiated a balance transfer to the wrong credit card.
Or, like the time I paid my credit card late by one day.
Or, like the time my husband received an inheritance and it was spent unwisely.
The point I’m trying to make is that we ALL make mistakes. Just learn from those mistakes and don’t make them again. Reducing your debt is not an easy thing to do. If it was, there wouldn’t be so many of us blogging to track our progress to get rid of it. Just pick your head back up, look straight ahead at your goal, and reach it.
Now, will I ever enter in the wrong credit card number when doing a balance transfer again? You bet yer britches I won’t! 
*Article included at the Carnival of Debt Reduction #31 at Canadian Capitalist
Technorati Tags: debt, credit+cards, debt+reduction
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My Debt
- Original Debt: $38,495.86
- Added Debt: $1,781.50
- Total Debt: $40,277.36
- Paid: $36,084.36
- Remaining: $4,193.00
- Broken Down
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- Credit Card: $0.00
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- Auto Loan 2: $0.00
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Posted: April 12th, 2006 at 4:23 pm
Great post! The reality is that we have all stumbled along the way but the true measure is how we pick ourselves up and continue to try to do better. =)
Posted: April 17th, 2006 at 8:05 am
I have done the ‘paid late by one day’ thing and it’s certainly no fun. Using online billing/accounts seems to really make it much easier to keep track of finances and whatnot.