http://www.bloggingawaydebt.com/2006/03/calling-credit-card-companies-to-reverse-charges/ Our Journey to a Debt-Free Life Sun, 21 Mar 2010 01:39:42 -0700 http://wordpress.org/?v=2.8.4 hourly 1 http://www.bloggingawaydebt.com/2006/03/calling-credit-card-companies-to-reverse-charges/comment-page-1/#comment-354989 JD Thu, 31 Jan 2008 04:11:49 +0000 http://www.bloggingawaydebt.com/?p=68#comment-354989 Cut up that card. Close the account. Having multiple credit cards can actually hurt your credit rating. Especially if you are carrying a balance. Credit cards are one of the absolute worst ways to manage debt. If you close the account, you can request that the credit card company show "closed by consumer in good standing" on your credit report. Cut up that card. Close the account. Having multiple credit cards can actually hurt your credit rating. Especially if you are carrying a balance. Credit cards are one of the absolute worst ways to manage debt. If you close the account, you can request that the credit card company show “closed by consumer in good standing” on your credit report.

]]> http://www.bloggingawaydebt.com/2006/03/calling-credit-card-companies-to-reverse-charges/comment-page-1/#comment-7 Brittany Wed, 22 Mar 2006 01:22:00 +0000 http://www.bloggingawaydebt.com/?p=68#comment-7 I had a similar experience with my mortgage payment. I was out of checks and needed to pay over the phone. I was told I had to do it by 4:00 pm on the 15th. My mail comes around 3:00pm. I recieved my new checks and called the mortgage company. They told me it was too late and that I was supposed to call by 4:00 pm. It was never clarified that it needed to be eastern time. I live in Utah. I was so frustrated! Even though it was partially my fault. I called and spoke with the manager and he removed the additional charge. Well worth putting up a fuss! I had a similar experience with my mortgage payment. I was out of checks and needed to pay over the phone. I was told I had to do it by 4:00 pm on the 15th. My mail comes around 3:00pm. I recieved my new checks and called the mortgage company. They told me it was too late and that I was supposed to call by 4:00 pm. It was never clarified that it needed to be eastern time. I live in Utah. I was so frustrated! Even though it was partially my fault. I called and spoke with the manager and he removed the additional charge. Well worth putting up a fuss!

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