I’ve been working ALOT lately, and finally I was able to do something with my money towards my debt. I was able to pay $1,000 towards my biggest credit card, credit card #2. It felt so good to complete the transaction.
Unfortunately, I will only be paying off part of the remaining $1200 from a previous balance transfer where the rate was 1.99%. So, I haven’t hit the big chunk subject to 16.9% sitting on that card.
Once I get my tax return completed and receive my refund, I decided that it ALL is going towards credit card #2. I like to refer to that card as the beast that needs to be tamed. And, I have a plan – which I will explain further at a later date when I have more time.
Right now I better get to work.
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My Debt
- Original Debt: $38,495.86
- Paid: $19,149.13
- Remaining: $19,346.73
- Broken Down
- Auto Loan 1: $0
- Credit Card: $0 Woo Hoo!
- Student Loan: $9,501.52
- Auto Loan 2: $9,845.21
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Posted: March 29th, 2006 at 8:36 am
Congratulations on the big payment Tricia. Doesn’t it feel good to see that balance take a steep dive toward ZERO? I love it!
Posted: March 31st, 2006 at 7:44 pm
Congrats!!!
Posted: March 31st, 2006 at 7:45 pm
Congrats!!! Keep up the good work!!!
Posted: April 1st, 2006 at 7:35 pm
Thank you both for your kind comments. It does feel good to see a large payment going towards my debt. I just wish I could do that all the time – LOL
Posted: July 20th, 2006 at 11:03 pm
[...] I had $1,000 extra that I used to pay down credit card #2. Now I read that I should have kept it for an emergency fund? [...]