I am part of an “appreciation” program with my credit card. I get so many points for every dollar that I spend with my credit card.

The other day, I got an envelope in the mail and it said “Gift For You.” I was thinking – hmmm….maybe they lowered my interest rate or increased my balance again.

I never would have imagined what was in that envelope!

It was a sheet of detachable magnets. On the magnets were words such as “joy”, appreciation, happy, simple things … you get the idea. I hate to be so cynical, but I really wish they would use the money I pay for finance charges to a better use than some magnets.

Fine…I admit it, I did play with them for a few minutes but that was it – LOL.

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